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Single Family ResidenceResidential
$411,265$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 ROSEMARY DR

OZARK, MO 65721
3
Beds
1
Baths
2,308 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$411K
$380K low$442K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$260,865
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$208,692
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,400
OZARK BANK · R · recorded Jun 29, 2012

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,480 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$34,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$192,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
54
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChristian
Lot (acres)The size of the land the home sits on, from county records.3.32
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 256 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Highlandville Elementary SchoolB
Elementary · Grades PK–5 · 2.5 mi
H
Spokane High SchoolD-
High · Grades 9–12 · 6.9 mi
M
Spokane Middle SchoolC
Middle · Grades 6–8 · 6.9 mi

District: Spokane R-Vii School District

Neighborhood · ZIP 65721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.128
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,664
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.343 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,475
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,706
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rosemary Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Christian County
  • Costs more per square foot than 67% of homes in Christian County
  • Bigger than 66% of homes in Christian County
  • Has a bigger lot than 83% of homes in Ozark 65721

What homes are worth in Ozark 65721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$968K

This home is worth more than 66% of homes in Ozark 65721.

How it measures up in Ozark 65721

The dot is this home. The mark in the middle is the typical home in Ozark 65721.

Estimated value$411,265
CheaperTypical $343,676Pricier

Pricier than 66% of homes nearby

Price per ft²$178
CheaperTypical $165Pricier

Pricier than 64% of homes nearby

Living area2,308 ft²
SmallerTypical 1,946 ft²Bigger

Bigger than 64% of homes nearby

Lot size3.32 ac
SmallerTypical 0.35 acBigger

Bigger than 83% of homes nearby

Year built1995
OlderTypical 1999Newer

Newer than 41% of homes nearby

How 109 Rosemary Dr ranks against every home in each area.
MeasureThis homeOzark 65721Christian County
Estimated valuepricier than$411,26566% of homes67% of homes
Price per ft²pricier than$17864% of homes67% of homes
Living areabigger than2,308 ft²64% of homes66% of homes
Lot sizebigger than3.32 ac83% of homes76% of homes
Year builtnewer than199541% of homes44% of homes

About 109 Rosemary Dr

How much is 109 Rosemary Dr, Ozark, MO worth?

The TopHap Estimate for 109 Rosemary Dr, Ozark, MO is $411,265 as of Jul 14, 2026. The likely range is $380,460 to $442,070. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Rosemary Dr, Ozark, MO last sell?

109 Rosemary Dr, Ozark, MO last sold on Mar 25, 2013, according to the county's recorded deed.

How big is 109 Rosemary Dr, Ozark, MO?

109 Rosemary Dr, Ozark, MO has 3 bedrooms, 1 bathrooms, 2,308 square feet of living space and a 3.32-acre lot.

When was 109 Rosemary Dr, Ozark, MO built?

109 Rosemary Dr, Ozark, MO was built in 1995, making it 31 years old.

What schools serve 109 Rosemary Dr, Ozark, MO?

109 Rosemary Dr, Ozark, MO is assigned to Highlandville Elementary School (elementary), rated B; Spokane High School (high), rated D-; Spokane Middle School (middle), rated C. All sit in Spokane R-Vii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rosemary Dr, Ozark, MO compare to other homes in Ozark 65721?

Among the 11,531 homes in Ozark 65721, it is worth more than 66% of them ($411,265 against a typical $343,676), its price per square foot is higher than 64% of them ($178 against a typical $165), it is bigger than 64% of them (2,308 ft² against a typical 1,946 ft²), its lot is bigger than 83% of them (3.32 ac against a typical 0.35 ac) and it is newer than 41% of them (1995 against a typical 1999). Measured against all of Christian County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Rosemary Dr

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Assigned schools

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