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Single Family ResidenceResidential
$123,965$75 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $75,000 on Jun 6, 2012

109 STATE ROUTE 200

RICHFORD, NY 13835
3
Beds
1
Baths
1,661 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$124K
$103K low$144K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Jun 6, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$57,965
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$46,372
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$66,000
ALTERNATIVE FCU · R · recorded Oct 29, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,546 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyCortland
Lot (acres)The size of the land the home sits on, from county records.0.49
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 22 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Marathon High SchoolC+
Middle · Grades 7–12 · 8.6 mi
E
William Appleby Elementary SchoolC+
Elementary · Grades PK–6 · 8.8 mi

District: Marathon Central School District

Neighborhood · ZIP 13835These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,456
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,532
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,298
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 State Route 200 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Cortland County
  • Costs less per square foot than 91% of homes in Cortland County
  • Bigger than 71% of homes in Richford 13835
  • Has a smaller lot than 89% of homes in Richford 13835
  • Older than 73% of homes in Richford 13835

What homes are worth in Richford 13835

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$383K

This home is worth more than 27% of homes in Richford 13835.

How it measures up in Richford 13835

The dot is this home. The mark in the middle is the typical home in Richford 13835.

Estimated value$123,965
CheaperTypical $162,815Pricier

Pricier than 27% of homes nearby

Price per ft²$75
CheaperTypical $110Pricier

Pricier than 20% of homes nearby

Living area1,661 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.5 ac
SmallerTypical 5 acBigger

Bigger than 11% of homes nearby

Year built1949
OlderTypical 1983Newer

Newer than 27% of homes nearby

How 109 State Route 200 ranks against every home in each area.
MeasureThis homeRichford 13835Cortland County
Estimated valuepricier than$123,96527% of homes14% of homes
Price per ft²pricier than$7520% of homes9% of homes
Living areabigger than1,661 ft²71% of homes57% of homes
Lot sizebigger than0.5 ac11% of homes47% of homes
Year builtnewer than194927% of homes45% of homes

About 109 State Route 200

How much is 109 State Route 200, Richford, NY worth?

The TopHap Estimate for 109 State Route 200, Richford, NY is $123,965 as of Jul 14, 2026. The likely range is $103,431 to $144,499. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 State Route 200, Richford, NY last sell?

109 State Route 200, Richford, NY last sold on Jun 6, 2012 for $75,000, according to the county's recorded deed.

How big is 109 State Route 200, Richford, NY?

109 State Route 200, Richford, NY has 3 bedrooms, 1 bathrooms, 1,661 square feet of living space and a 0.49-acre lot.

When was 109 State Route 200, Richford, NY built?

109 State Route 200, Richford, NY was built in 1949, making it 77 years old. It is a colonial home. The building has 2 stories.

What schools serve 109 State Route 200, Richford, NY?

109 State Route 200, Richford, NY is assigned to Marathon High School (middle), rated C+; William Appleby Elementary School (elementary), rated C+. All sit in Marathon Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 State Route 200, Richford, NY compare to other homes in Richford 13835?

Among the 668 homes in Richford 13835, it is worth more than 27% of them ($123,965 against a typical $162,815), its price per square foot is higher than 20% of them ($75 against a typical $110), it is bigger than 71% of them (1,661 ft² against a typical 1,344 ft²), its lot is bigger than 11% of them (0.5 ac against a typical 5 ac) and it is newer than 27% of them (1949 against a typical 1983). Measured against all of Cortland County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 State Route 200, Richford, NY?

The 2024 property tax bill for 109 State Route 200, Richford, NY was $1,546. The county assessed it at $85,000.

More homes on State Route 200

Closest homes

More homes in Richford 13835

Assigned schools

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