Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$432,389$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10965 S RIVER RD

GRAND RAPIDS, OH 43522
3
Beds
2
Baths
1,728 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$432K
$347K low$518K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$432,389
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$345,911

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,152 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,680 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,035
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$50,645
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.135 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLucas
Lot (acres)The size of the land the home sits on, from county records.5.25
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 40 ft²Porch · 258 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Otsego Elementary SchoolB-
Elementary · Grades PK–5 · 3.2 mi
M
Otsego Junior High SchoolB+
Middle · Grades 6–8 · 3.4 mi
H
Otsego High SchoolA-
High · Grades 9–12 · 3.4 mi

District: Otsego Local School District

Neighborhood · ZIP 43522These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.144
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.3,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,011
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,972
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10965 S River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Lucas County
  • Costs more per square foot than 98% of homes in Lucas County
  • Bigger than 66% of homes in Lucas County
  • Among the largest lots in Lucas County
  • Newer than 88% of homes in Lucas County

What homes are worth in Grand Rapids 43522

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$625K

This home is worth more than 90% of homes in Grand Rapids 43522.

How it measures up in Grand Rapids 43522

The dot is this home. The mark in the middle is the typical home in Grand Rapids 43522.

Estimated value$432,389
CheaperTypical $247,615Pricier

Pricier than 90% of homes nearby

Price per ft²$250
CheaperTypical $153Pricier

Pricier than 93% of homes nearby

Living area1,728 ft²
SmallerTypical 1,670 ft²Bigger

Bigger than 53% of homes nearby

Lot size5.25 ac
SmallerTypical 1.47 acBigger

Bigger than 77% of homes nearby

Year built1995
OlderTypical 1975Newer

Newer than 77% of homes nearby

How 10965 S River Rd ranks against every home in each area.
MeasureThis homeGrand Rapids 43522Lucas County
Estimated valuepricier than$432,38990% of homes91% of homes
Price per ft²pricier than$25093% of homes98% of homes
Living areabigger than1,728 ft²53% of homes66% of homes
Lot sizebigger than5.25 ac77% of homesalmost all homes
Year builtnewer than199577% of homes88% of homes

About 10965 S River Rd

How much is 10965 S River Rd, Grand Rapids, OH worth?

The TopHap Estimate for 10965 S River Rd, Grand Rapids, OH is $432,389 as of Jul 14, 2026. The likely range is $347,167 to $517,611. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10965 S River Rd, Grand Rapids, OH last sell?

10965 S River Rd, Grand Rapids, OH last sold on Sep 12, 2024, according to the county's recorded deed.

How big is 10965 S River Rd, Grand Rapids, OH?

10965 S River Rd, Grand Rapids, OH has 3 bedrooms, 2 bathrooms, 1,728 square feet of living space and a 5.25-acre lot.

When was 10965 S River Rd, Grand Rapids, OH built?

10965 S River Rd, Grand Rapids, OH was built in 1995, making it 31 years old. It is a conventional home. The building has 1 story.

What schools serve 10965 S River Rd, Grand Rapids, OH?

10965 S River Rd, Grand Rapids, OH is assigned to Otsego Elementary School (elementary), rated B-; Otsego Junior High School (middle), rated B+; Otsego High School (high), rated A-. All sit in Otsego Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10965 S River Rd, Grand Rapids, OH compare to other homes in Grand Rapids 43522?

Among the 1,714 homes in Grand Rapids 43522, it is worth more than 90% of them ($432,389 against a typical $247,615), its price per square foot is higher than 93% of them ($250 against a typical $153), it is bigger than 53% of them (1,728 ft² against a typical 1,670 ft²), its lot is bigger than 77% of them (5.25 ac against a typical 1.47 ac) and it is newer than 77% of them (1995 against a typical 1975). Measured against all of Lucas County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10965 S River Rd, Grand Rapids, OH?

The 2025 property tax bill for 10965 S River Rd, Grand Rapids, OH was $4,152. The county assessed it at $85,680.

More homes on S River Rd

Closest homes

More homes in Grand Rapids 43522

Assigned schools

Explore the area

See this home in context

Open 10965 S River Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map