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Single Family ResidenceResidential
$428,473$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $321,000 on Jan 19, 2021

11438 BOISE RUN

OSCEOLA, IN 46561
6
Beds
4 / 1
Baths
1,912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$428K
$410K low$446K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$321,000 · Jan 19, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$61,728
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$49,382
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$315,185
RUOFF MORTGAGE CO INC · recorded Jan 19, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$32,119
HUD
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$19,441

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,905 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$517,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$114,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$403,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$502,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$517,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Penn High SchoolA+
High · Grades 9–12 · 1.6 mi
M
Schmucker Middle SchoolA-
Middle · Grades 6–8 · 1.6 mi
E
Elsie Rogers Elementary SchoolB+
Elementary · Grades KG–5 · 2.5 mi

District: Penn-Harris-Madison School Corporation

Neighborhood · ZIP 46561These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.11,866
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.935 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,346
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,351
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11438 Boise Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Osceola 46561
  • Costs more per square foot than 85% of homes in St. Joseph County
  • Bigger than 79% of homes in Osceola 46561
  • Has a bigger lot than 74% of homes in St. Joseph County
  • Newer than 94% of homes in St. Joseph County

What homes are worth in Osceola 46561

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$665K

This home is worth more than 90% of homes in Osceola 46561.

How it measures up in Osceola 46561

The dot is this home. The mark in the middle is the typical home in Osceola 46561.

Estimated value$428,473
CheaperTypical $273,768Pricier

Pricier than 90% of homes nearby

Price per ft²$224
CheaperTypical $176Pricier

Pricier than 76% of homes nearby

Living area1,912 ft²
SmallerTypical 1,457 ft²Bigger

Bigger than 79% of homes nearby

Lot size0.44 ac
SmallerTypical 0.37 acBigger

Bigger than 66% of homes nearby

Year built2007
OlderTypical 1987Newer

Newer than 88% of homes nearby

How 11438 Boise Run ranks against every home in each area.
MeasureThis homeOsceola 46561St. Joseph County
Estimated valuepricier than$428,47390% of homes89% of homes
Price per ft²pricier than$22476% of homes85% of homes
Living areabigger than1,912 ft²79% of homes77% of homes
Lot sizebigger than0.44 ac66% of homes74% of homes
Year builtnewer than200788% of homes94% of homes

About 11438 Boise Run

How much is 11438 Boise Run, Osceola, IN worth?

The TopHap Estimate for 11438 Boise Run, Osceola, IN is $428,473 as of Jul 14, 2026. The likely range is $410,466 to $446,480. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11438 Boise Run, Osceola, IN last sell?

11438 Boise Run, Osceola, IN last sold on Jan 19, 2021 for $321,000, according to the county's recorded deed.

How big is 11438 Boise Run, Osceola, IN?

11438 Boise Run, Osceola, IN has 6 bedrooms, 4 bathrooms, 1,912 square feet of living space and a 0.44-acre lot.

When was 11438 Boise Run, Osceola, IN built?

11438 Boise Run, Osceola, IN was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 11438 Boise Run, Osceola, IN?

11438 Boise Run, Osceola, IN is assigned to Penn High School (high), rated A+; Schmucker Middle School (middle), rated A-; Elsie Rogers Elementary School (elementary), rated B+. All sit in Penn-Harris-Madison School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11438 Boise Run, Osceola, IN compare to other homes in Osceola 46561?

Among the 4,995 homes in Osceola 46561, it is worth more than 90% of them ($428,473 against a typical $273,768), its price per square foot is higher than 76% of them ($224 against a typical $176), it is bigger than 79% of them (1,912 ft² against a typical 1,457 ft²), its lot is bigger than 66% of them (0.44 ac against a typical 0.37 ac) and it is newer than 88% of them (2007 against a typical 1987). Measured against all of St. Joseph County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11438 Boise Run, Osceola, IN?

The 2024 property tax bill for 11438 Boise Run, Osceola, IN was $4,905. The county assessed it at $517,000.

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