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Single Family ResidenceResidential
$370,519$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $372,000 on Nov 18, 2024

1165 RUGGLES ST

ROSEVILLE, MN 55113
3
Beds
3 / 1
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$371K
$335K low$406K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$372,000 · Nov 18, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$40,919
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,735
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.88%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$297,600
LAKE AREA MORTGAGE · recorded Nov 18, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$32,000
TCHFH LENDING INC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,668 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$352,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$105,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$247,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$327,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$352,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRamsey
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1966
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Falcon Heights Elementary SchoolA
Elementary · Grades KG–6 · 0.5 mi
H
Roseville Area High SchoolB-
High · Grades 9–12 · 1.1 mi
M
Roseville Area Middle School
Middle · Grades 7–8 · 2.7 mi

District: Roseville Public School District

Neighborhood · ZIP 55113These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.40,782
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,604 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,491
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,891
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1165 Ruggles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Roselawn
  • Costs more per square foot than 96% of homes in Roselawn
  • Has a smaller lot than 71% of homes in Roselawn
  • Older than 72% of homes in Saint Paul 55113

What homes are worth in Saint Paul 55113

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$660K

This home is worth more than 83% of homes in Saint Paul 55113.

How it measures up in Saint Paul 55113

The dot is this home. The mark in the middle is the typical home in Saint Paul 55113.

Estimated value$370,519
CheaperTypical $260,794Pricier

Pricier than 83% of homes nearby

Price per ft²$272
CheaperTypical $174Pricier

Pricier than 95% of homes nearby

Living area1,360 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.23 ac
SmallerTypical 0.25 acBigger

Bigger than 37% of homes nearby

Year built1954
OlderTypical 1961Newer

Newer than 28% of homes nearby

How 1165 Ruggles St ranks against every home in each area.
MeasureThis homeRoselawnSaint Paul 55113Ramsey County
Estimated valuepricier than$370,51994% of homes83% of homes82% of homes
Price per ft²pricier than$27296% of homes95% of homes94% of homes
Living areabigger than1,360 ft²46% of homes44% of homes44% of homes
Lot sizebigger than0.23 ac29% of homes37% of homes63% of homes
Year builtnewer than195462% of homes28% of homes46% of homes

About 1165 Ruggles St

How much is 1165 Ruggles St, Roseville, MN worth?

The TopHap Estimate for 1165 Ruggles St, Roseville, MN is $370,519 as of Jul 14, 2026. The likely range is $335,384 to $405,654. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1165 Ruggles St, Roseville, MN last sell?

1165 Ruggles St, Roseville, MN last sold on Nov 18, 2024 for $372,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1165 Ruggles St, Roseville, MN?

1165 Ruggles St, Roseville, MN has 3 bedrooms, 3 bathrooms, 1,360 square feet of living space and a 0.23-acre lot.

When was 1165 Ruggles St, Roseville, MN built?

1165 Ruggles St, Roseville, MN was built in 1954, making it 72 years old. It is a ranch home. The building has 1 story.

What schools serve 1165 Ruggles St, Roseville, MN?

1165 Ruggles St, Roseville, MN is assigned to Falcon Heights Elementary School (elementary), rated A; Roseville Area High School (high), rated B-; Roseville Area Middle School (middle). All sit in Roseville Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1165 Ruggles St, Roseville, MN compare to other homes in Saint Paul 55113?

Among the 13,197 homes in Saint Paul 55113, it is worth more than 83% of them ($370,519 against a typical $260,794), its price per square foot is higher than 95% of them ($272 against a typical $174), it is bigger than 44% of them (1,360 ft² against a typical 1,450 ft²), its lot is bigger than 37% of them (0.23 ac against a typical 0.25 ac) and it is newer than 28% of them (1954 against a typical 1961). Measured against all of Ramsey County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1165 Ruggles St, Roseville, MN?

The 2025 property tax bill for 1165 Ruggles St, Roseville, MN was $4,668. The county assessed it at $352,400.

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See this home in context

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