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Single Family ResidenceResidential
$537,727$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $315,000 on Jun 29, 1998

11945 S RIVER RD

GRAND RAPIDS, OH 43522
4
Beds
3 / 1
Baths
4,255 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$538K
$450K low$625K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Jun 29, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.103%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$360,000
GENOA SAVING & LOAN CO · recorded Aug 27, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$251,375
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,775 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$182,210 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,525
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$153,685
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$182,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$520,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.103 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLucas
Lot (acres)The size of the land the home sits on, from county records.2.60
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 209 ft²Porch · 108 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Otsego Elementary SchoolB-
Elementary · Grades PK–5 · 4.2 mi
M
Otsego Junior High SchoolB+
Middle · Grades 6–8 · 4.4 mi
H
Otsego High SchoolA-
High · Grades 9–12 · 4.4 mi

District: Otsego Local School District

Neighborhood · ZIP 43522These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.144
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.3,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,011
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,972
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11945 S River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Lucas County
  • Costs less per square foot than 72% of homes in Grand Rapids 43522
  • Among the largest homes in Grand Rapids 43522
  • Has a bigger lot than 97% of homes in Lucas County
  • Newer than 69% of homes in Lucas County

What homes are worth in Grand Rapids 43522

Each bar is how many homes fall in that price range. The marker is this home.

This home
$112K$625K

This home is worth more than 95% of homes in Grand Rapids 43522.

How it measures up in Grand Rapids 43522

The dot is this home. The mark in the middle is the typical home in Grand Rapids 43522.

Estimated value$537,727
CheaperTypical $248,264Pricier

Pricier than 95% of homes nearby

Price per ft²$126
CheaperTypical $154Pricier

Pricier than 28% of homes nearby

Living area4,255 ft²
SmallerTypical 1,674 ft²Bigger

Bigger than almost all homes nearby

Lot size2.6 ac
SmallerTypical 1.49 acBigger

Bigger than 62% of homes nearby

Year built1969
OlderTypical 1976Newer

Newer than 44% of homes nearby

How 11945 S River Rd ranks against every home in each area.
MeasureThis homeGrand Rapids 43522Lucas County
Estimated valuepricier than$537,72795% of homes96% of homes
Price per ft²pricier than$12628% of homes52% of homes
Living areabigger than4,255 ft²almost all homesalmost all homes
Lot sizebigger than2.6 ac62% of homes97% of homes
Year builtnewer than196944% of homes69% of homes

About 11945 S River Rd

How much is 11945 S River Rd, Grand Rapids, OH worth?

The TopHap Estimate for 11945 S River Rd, Grand Rapids, OH is $537,727 as of Jul 14, 2026. The likely range is $450,253 to $625,201. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11945 S River Rd, Grand Rapids, OH last sell?

11945 S River Rd, Grand Rapids, OH last sold on Jun 29, 1998 for $315,000, according to the county's recorded deed.

How big is 11945 S River Rd, Grand Rapids, OH?

11945 S River Rd, Grand Rapids, OH has 4 bedrooms, 3 bathrooms, 4,255 square feet of living space and a 2.60-acre lot.

When was 11945 S River Rd, Grand Rapids, OH built?

11945 S River Rd, Grand Rapids, OH was built in 1969, making it 57 years old. It is a conventional home. The building has 2 stories.

What schools serve 11945 S River Rd, Grand Rapids, OH?

11945 S River Rd, Grand Rapids, OH is assigned to Otsego Elementary School (elementary), rated B-; Otsego Junior High School (middle), rated B+; Otsego High School (high), rated A-. All sit in Otsego Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11945 S River Rd, Grand Rapids, OH compare to other homes in Grand Rapids 43522?

Among the 1,714 homes in Grand Rapids 43522, it is worth more than 95% of them ($537,727 against a typical $248,264), its price per square foot is higher than 28% of them ($126 against a typical $154), it is bigger than almost all of them (4,255 ft² against a typical 1,674 ft²), its lot is bigger than 62% of them (2.6 ac against a typical 1.49 ac) and it is newer than 44% of them (1969 against a typical 1976). Measured against all of Lucas County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11945 S River Rd, Grand Rapids, OH?

The 2025 property tax bill for 11945 S River Rd, Grand Rapids, OH was $8,775. The county assessed it at $182,210.

More homes on S River Rd

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