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Single Family ResidenceResidential
$1,279,051$462 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,006,300 on Jan 31, 2025

12 HARBOR RIDGE RD

FREEPORT, ME 04032
4
Beds
3.5
Baths
2,768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$1.1M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,006,300 · Jan 31, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$494,051
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$395,241
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$785,000
CMG MORTGAGE INC · recorded Feb 11, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,322 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$817,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$285,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$531,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$763,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.1.68
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Freeport High SchoolA+
High · Grades 9–12 · 1.8 mi
E
Morse Street School
Elementary · Grades PK–2 · 1.9 mi
M
Freeport Middle SchoolA+
Middle · Grades 6–8 · 2.3 mi

District: Regional School Unit 05

Neighborhood · ZIP 04032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.9,251
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.188 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,884
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,704
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Harbor Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Cumberland County
  • Costs more per square foot than 71% of homes in Cumberland County
  • Bigger than 89% of homes in Cumberland County
  • Has a bigger lot than 73% of homes in Cumberland County
  • Newer than 69% of homes in Cumberland County

What homes are worth in Freeport 04032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$308K$2.2M

This home is worth more than 88% of homes in Freeport 04032.

How it measures up in Freeport 04032

The dot is this home. The mark in the middle is the typical home in Freeport 04032.

Estimated value$1,279,051
CheaperTypical $713,558Pricier

Pricier than 88% of homes nearby

Price per ft²$462
CheaperTypical $404Pricier

Pricier than 66% of homes nearby

Living area2,768 ft²
SmallerTypical 1,714 ft²Bigger

Bigger than 86% of homes nearby

Lot size1.68 ac
SmallerTypical 1.81 acBigger

Bigger than 49% of homes nearby

Year built1994
OlderTypical 1987Newer

Newer than 63% of homes nearby

How 12 Harbor Ridge Rd ranks against every home in each area.
MeasureThis homeFreeport 04032Cumberland County
Estimated valuepricier than$1,279,05188% of homes93% of homes
Price per ft²pricier than$46266% of homes71% of homes
Living areabigger than2,768 ft²86% of homes89% of homes
Lot sizebigger than1.68 ac49% of homes73% of homes
Year builtnewer than199463% of homes69% of homes

About 12 Harbor Ridge Rd

How much is 12 Harbor Ridge Rd, Freeport, ME worth?

The TopHap Estimate for 12 Harbor Ridge Rd, Freeport, ME is $1,279,051 as of Jul 14, 2026. The likely range is $1,084,264 to $1,473,838. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Harbor Ridge Rd, Freeport, ME last sell?

12 Harbor Ridge Rd, Freeport, ME last sold on Jan 31, 2025 for $1,006,300, according to the county's recorded deed.

How big is 12 Harbor Ridge Rd, Freeport, ME?

12 Harbor Ridge Rd, Freeport, ME has 4 bedrooms, 3.5 bathrooms, 2,768 square feet of living space and a 1.68-acre lot.

When was 12 Harbor Ridge Rd, Freeport, ME built?

12 Harbor Ridge Rd, Freeport, ME was built in 1994, making it 32 years old. The building has 2 stories.

What schools serve 12 Harbor Ridge Rd, Freeport, ME?

12 Harbor Ridge Rd, Freeport, ME is assigned to Freeport High School (high), rated A+; Morse Street School (elementary); Freeport Middle School (middle), rated A+. All sit in Regional School Unit 05. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Harbor Ridge Rd, Freeport, ME compare to other homes in Freeport 04032?

Among the 3,671 homes in Freeport 04032, it is worth more than 88% of them ($1,279,051 against a typical $713,558), its price per square foot is higher than 66% of them ($462 against a typical $404), it is bigger than 86% of them (2,768 ft² against a typical 1,714 ft²), its lot is bigger than 49% of them (1.68 ac against a typical 1.81 ac) and it is newer than 63% of them (1994 against a typical 1987). Measured against all of Cumberland County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Harbor Ridge Rd, Freeport, ME?

The 2025 property tax bill for 12 Harbor Ridge Rd, Freeport, ME was $11,322. The county assessed it at $817,500.

More homes on Harbor Ridge Rd

Closest homes

More homes in Freeport 04032

Assigned schools

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See this home in context

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