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Single Family ResidenceResidential
$629,904$294 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $615,000 on Jan 5, 2026

12 ROSE CIR

HAMPDEN, MA 01036
3
Beds
3 / 1
Baths
2,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$630K
$599K low$661K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$615,000 · Jan 5, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,154
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,723
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$522,750
UNITED WHOLESALE MORTGAGE · recorded Jan 5, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,482 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$495,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$400,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$495,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.1.43
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Green Meadows SchoolA
Elementary · Grades PK–8 · 2.0 mi
H
Minnechaug Regional High SchoolB+
High · Grades 9–12 · 2.0 mi

District: Hampden-Wilbraham School District

Neighborhood · ZIP 01036These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.4,934
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.251 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,878
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 Rose Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Hampden County
  • Costs more per square foot than 82% of homes in Hampden County
  • Bigger than 76% of homes in Hampden County
  • Has a bigger lot than 88% of homes in Hampden County
  • Older than 69% of homes in Hampden 01036

What homes are worth in Hampden 01036

Each bar is how many homes fall in that price range. The marker is this home.

This home
$252K$890K

This home is worth more than 85% of homes in Hampden 01036.

How it measures up in Hampden 01036

The dot is this home. The mark in the middle is the typical home in Hampden 01036.

Estimated value$629,904
CheaperTypical $451,916Pricier

Pricier than 85% of homes nearby

Price per ft²$294
CheaperTypical $272Pricier

Pricier than 68% of homes nearby

Living area2,140 ft²
SmallerTypical 1,708 ft²Bigger

Bigger than 70% of homes nearby

Lot size1.43 ac
SmallerTypical 1.3 acBigger

Bigger than 56% of homes nearby

Year built1958
OlderTypical 1966Newer

Newer than 31% of homes nearby

How 12 Rose Cir ranks against every home in each area.
MeasureThis homeHampden 01036Hampden County
Estimated valuepricier than$629,90485% of homes93% of homes
Price per ft²pricier than$29468% of homes82% of homes
Living areabigger than2,140 ft²70% of homes76% of homes
Lot sizebigger than1.43 ac56% of homes88% of homes
Year builtnewer than195831% of homes54% of homes

About 12 Rose Cir

How much is 12 Rose Cir, Hampden, MA worth?

The TopHap Estimate for 12 Rose Cir, Hampden, MA is $629,904 as of Jul 14, 2026. The likely range is $598,783 to $661,025. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 Rose Cir, Hampden, MA last sell?

12 Rose Cir, Hampden, MA last sold on Jan 5, 2026 for $615,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 12 Rose Cir, Hampden, MA?

12 Rose Cir, Hampden, MA has 3 bedrooms, 3 bathrooms, 2,140 square feet of living space and a 1.43-acre lot.

When was 12 Rose Cir, Hampden, MA built?

12 Rose Cir, Hampden, MA was built in 1958, making it 68 years old. It is a cape cod home. The building has 1 story.

What schools serve 12 Rose Cir, Hampden, MA?

12 Rose Cir, Hampden, MA is assigned to Green Meadows School (elementary), rated A; Minnechaug Regional High School (high), rated B+. All sit in Hampden-Wilbraham School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 Rose Cir, Hampden, MA compare to other homes in Hampden 01036?

Among the 1,919 homes in Hampden 01036, it is worth more than 85% of them ($629,904 against a typical $451,916), its price per square foot is higher than 68% of them ($294 against a typical $272), it is bigger than 70% of them (2,140 ft² against a typical 1,708 ft²), its lot is bigger than 56% of them (1.43 ac against a typical 1.3 ac) and it is newer than 31% of them (1958 against a typical 1966). Measured against all of Hampden County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 Rose Cir, Hampden, MA?

The 2025 property tax bill for 12 Rose Cir, Hampden, MA was $7,482. The county assessed it at $495,800.

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Assigned schools

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See this home in context

Open 12 Rose Ciron TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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