Single Family ResidenceResidential
$1,015,529$358 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $500,000 on Oct 28, 2014
12 RUTLEDGE CT
STERLING, VA 20165
4
Beds
3 / 1
Baths
2,838 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
Valuation
$1M
$894K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500,000 · Oct 28, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$407,029
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$325,623
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$408,500
INTERCOASTAL MORTGAGE LLC · R · 2.63% 2 · recorded Apr 12, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
TRUIST BANK
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,719 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$834,710 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$259,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$575,310
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$779,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$834,710
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
34
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyLoudoun
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.23
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 180 ft²
Transaction History(1)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
MEH
River Bend Middle SchoolB
Middle · Grades 6–8 · 0.3 mi
Algonkian Elementary SchoolA
Elementary · Grades KG–5 · 0.4 mi
Potomac Falls High SchoolB
High · Grades 9–12 · 0.7 mi
District: Loudoun County Public Schools
Neighborhood · ZIP 20165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,365
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,477 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$168,530
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$209,771
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
12 Rutledge Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Worth more than 85% of homes in Sterling 20165
- Bigger than 78% of homes in Sterling 20165
- Has a bigger lot than 78% of homes in Sterling 20165
- Older than 82% of homes in Loudoun County
What homes are worth in Sterling 20165
Each bar is how many homes fall in that price range. The marker is this home.
This home
$375K$1.3M
This home is worth more than 85% of homes in Sterling 20165.
How it measures up in Sterling 20165
The dot is this home. The mark in the middle is the typical home in Sterling 20165.
Estimated value$1,015,529
CheaperTypical $748,980Pricier
Pricier than 85% of homes nearby
Price per ft²$358
CheaperTypical $350Pricier
Pricier than 55% of homes nearby
Living area2,838 ft²
SmallerTypical 2,274 ft²Bigger
Bigger than 78% of homes nearby
Lot size0.23 ac
SmallerTypical 0.15 acBigger
Bigger than 78% of homes nearby
Year built1987
OlderTypical 1994Newer
Newer than 28% of homes nearby
| Measure | This home | Sterling 20165 | Loudoun County |
|---|---|---|---|
| Estimated valuepricier than | $1,015,529 | 85% of homes | 69% of homes |
| Price per ft²pricier than | $358 | 55% of homes | 62% of homes |
| Living areabigger than | 2,838 ft² | 78% of homes | 64% of homes |
| Lot sizebigger than | 0.23 ac | 78% of homes | 63% of homes |
| Year builtnewer than | 1987 | 28% of homes | 18% of homes |
About 12 Rutledge Ct
How much is 12 Rutledge Ct, Sterling, VA worth?
The TopHap Estimate for 12 Rutledge Ct, Sterling, VA is $1,015,529 as of Jun 23, 2026. The likely range is $893,665 to $1,137,392. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.
When did 12 Rutledge Ct, Sterling, VA last sell?
12 Rutledge Ct, Sterling, VA last sold on Oct 28, 2014 for $500,000, according to the county's recorded deed.
How big is 12 Rutledge Ct, Sterling, VA?
12 Rutledge Ct, Sterling, VA has 4 bedrooms, 3 bathrooms, 2,838 square feet of living space and a 0.23-acre lot.
When was 12 Rutledge Ct, Sterling, VA built?
12 Rutledge Ct, Sterling, VA was built in 1987, making it 39 years old. It is a colonial home. The building has 2 stories.
What schools serve 12 Rutledge Ct, Sterling, VA?
12 Rutledge Ct, Sterling, VA is assigned to River Bend Middle School (middle), rated B; Algonkian Elementary School (elementary), rated A; Potomac Falls High School (high), rated B. All sit in Loudoun County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 12 Rutledge Ct, Sterling, VA compare to other homes in Sterling 20165?
Among the 10,655 homes in Sterling 20165, it is worth more than 85% of them ($1,015,529 against a typical $748,980), its price per square foot is higher than 55% of them ($358 against a typical $350), it is bigger than 78% of them (2,838 ft² against a typical 2,274 ft²), its lot is bigger than 78% of them (0.23 ac against a typical 0.15 ac) and it is newer than 28% of them (1987 against a typical 1994). Measured against all of Loudoun County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 12 Rutledge Ct, Sterling, VA?
The 2025 property tax bill for 12 Rutledge Ct, Sterling, VA was $6,719. The county assessed it at $834,710.
More homes on Rutledge Ct
- 5 Rutledge Ct$917K4 bd · 2.5 ba · 2,944 ft² · Sold $478K · Oct 2025
- 4 Rutledge Ct$901K4 bd · 4 ba · 2,500 ft² · Sold $775K · Jul 2022
- 11 Rutledge Ct$902K4 bd · 4 ba · 2,484 ft² · Sold $730K · Sep 2021
- 13 Rutledge Ct$844K4 bd · 4 ba · 2,474 ft² · Sold $625K · Mar 2021
- 14 Rutledge Ct$1M4 bd · 4 ba · 2,838 ft² · Sold Dec 2020
- 19 Rutledge Ct$951K4 bd · 4 ba · 2,912 ft² · Sold $615K · Jun 2019
- 1 Rutledge Ct$864K3 bd · 3 ba · 2,410 ft² · Sold $510K · Sep 2015
- 18 Rutledge Ct$943K4 bd · 4 ba · 2,838 ft² · Sold $549K · May 2014
- 20 Rutledge Ct$896K4 bd · 2.5 ba · 2,908 ft² · Sold $535K · Aug 2013
- 15 Rutledge Ct$926K4 bd · 4 ba · 2,792 ft² · Sold $475K · May 2013
- 7 Rutledge Ct$893K3 bd · 2.5 ba · 2,410 ft² · Sold $452K · May 2012
- 9 Rutledge Ct$889K4 bd · 4 ba · 2,484 ft² · Sold $445K · Mar 2012
Closest homes
- 10 Rutledge Ct$871K78 ft · 4 bd · 3 ba · 2,468 ft²
- 18 Rutledge Ct$943K108 ft · 4 bd · 4 ba · 2,838 ft² · Sold $549K · May 2014
- 14 Rutledge Ct$1M110 ft · 4 bd · 4 ba · 2,838 ft² · Sold Dec 2020
- 20 Rutledge Ct$896K156 ft · 4 bd · 2.5 ba · 2,908 ft² · Sold $535K · Aug 2013
- 16 Rutledge Ct$940K148 ft · 4 bd · 3 ba · 2,444 ft² · Sold $480K · May 2004
- 8 Rutledge Ct$897K151 ft · 4 bd · 3 ba · 2,838 ft² · Sold $440K · Jun 2003
- 13 Rutledge Ct$844K164 ft · 4 bd · 4 ba · 2,474 ft² · Sold $625K · Mar 2021
- 11 Rutledge Ct$902K192 ft · 4 bd · 4 ba · 2,484 ft² · Sold $730K · Sep 2021
More homes in Sterling 20165
- 14 Stafford Ct$950K4 bd · 2.5 ba · 3,790 ft² · Sold $940K · Jul 2026
- 36 Rutherford Cir$1.1M4 bd · 3.5 ba · 4,443 ft² · Sold $1.1M · Jul 2026
- 46136 Aisquith Ter$686K4 bd · 3.5 ba · 2,406 ft² · Sold $647K · Jul 2026
- 20816 Noble Ter$497K2 bd · 2 ba · 1,989 ft² · Sold $485K · Jul 2026
- 46350 Sheel Ter$625K3 bd · 4 ba · 1,838 ft² · Sold $615K · Jul 2026
- 19128 Youngs Cliff Rd$903K3 bd · 2.5 ba · 2,195 ft² · Sold $710K · Jul 2026
- 46522 Lynnhaven Sq$675K3 bd · 3.5 ba · 2,161 ft² · Sold $675K · Jul 2026
- 45383 Persimmon Ln$899K4 bd · 3 ba · 3,443 ft² · Sold $900K · Jul 2026
- 20617 Avalon Ct$950K4 bd · 2.5 ba · 2,955 ft² · Sold $950K · Jul 2026
- 47314 Vista Ct$950K3.5 ba · 3,622 ft² · Sold $920K · Jul 2026
- 20712 Parkside Cir$950K4 bd · 3.5 ba · 3,333 ft² · Sold $990K · Jul 2026
- 47779 Scotsborough Sq$690K3 bd · 3 ba · 2,778 ft² · Sold $695K · Jul 2026
Assigned schools
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