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Single Family ResidenceResidential
$193,590$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $90,000 on Jun 13, 2002

12320 GRAND RAPIDS RD

GRAND RAPIDS, OH 43522
4
Beds
1
Baths
1,582 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1887
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$194K
$158K low$230K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Jun 13, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$56,124
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$44,899
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$113,926
UNIVERSITY BANK · recorded Aug 29, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$23,540
HUD-HOUSING/URBAN DEV

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,893 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,710 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,235
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,475
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$170,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.34 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLucas
Lot (acres)The size of the land the home sits on, from county records.2.29
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 388 ft²

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Otsego Elementary SchoolB-
Elementary · Grades PK–5 · 6.0 mi
M
Otsego Junior High SchoolB+
Middle · Grades 6–8 · 6.1 mi
H
Otsego High SchoolA-
High · Grades 9–12 · 6.1 mi

District: Otsego Local School District

Neighborhood · ZIP 43522These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.144
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.3,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,011
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,972
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12320 Grand Rapids Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Grand Rapids 43522
  • Costs less per square foot than 75% of homes in Grand Rapids 43522
  • Has a bigger lot than 96% of homes in Lucas County
  • Older than 98% of homes in Lucas County

What homes are worth in Grand Rapids 43522

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$625K

This home is worth more than 29% of homes in Grand Rapids 43522.

How it measures up in Grand Rapids 43522

The dot is this home. The mark in the middle is the typical home in Grand Rapids 43522.

Estimated value$193,590
CheaperTypical $248,264Pricier

Pricier than 29% of homes nearby

Price per ft²$122
CheaperTypical $154Pricier

Pricier than 25% of homes nearby

Living area1,582 ft²
SmallerTypical 1,676 ft²Bigger

Bigger than 44% of homes nearby

Lot size2.29 ac
SmallerTypical 1.5 acBigger

Bigger than 60% of homes nearby

Year built1887
OlderTypical 1975Newer

Newer than 5% of homes nearby

How 12320 Grand Rapids Rd ranks against every home in each area.
MeasureThis homeGrand Rapids 43522Lucas County
Estimated valuepricier than$193,59029% of homes58% of homes
Price per ft²pricier than$12225% of homes50% of homes
Living areabigger than1,582 ft²44% of homes59% of homes
Lot sizebigger than2.29 ac60% of homes96% of homes
Year builtnewer than18875% of homes2% of homes

About 12320 Grand Rapids Rd

How much is 12320 Grand Rapids Rd, Grand Rapids, OH worth?

The TopHap Estimate for 12320 Grand Rapids Rd, Grand Rapids, OH is $193,590 as of Jul 14, 2026. The likely range is $157,536 to $229,644. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12320 Grand Rapids Rd, Grand Rapids, OH last sell?

12320 Grand Rapids Rd, Grand Rapids, OH last sold on Jun 13, 2002 for $90,000, according to the county's recorded deed.

How big is 12320 Grand Rapids Rd, Grand Rapids, OH?

12320 Grand Rapids Rd, Grand Rapids, OH has 4 bedrooms, 1 bathrooms, 1,582 square feet of living space and a 2.29-acre lot.

When was 12320 Grand Rapids Rd, Grand Rapids, OH built?

12320 Grand Rapids Rd, Grand Rapids, OH was built in 1887, making it 139 years old. It is a conventional home. The building has 2 stories.

What schools serve 12320 Grand Rapids Rd, Grand Rapids, OH?

12320 Grand Rapids Rd, Grand Rapids, OH is assigned to Otsego Elementary School (elementary), rated B-; Otsego Junior High School (middle), rated B+; Otsego High School (high), rated A-. All sit in Otsego Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12320 Grand Rapids Rd, Grand Rapids, OH compare to other homes in Grand Rapids 43522?

Among the 1,714 homes in Grand Rapids 43522, it is worth more than 29% of them ($193,590 against a typical $248,264), its price per square foot is higher than 25% of them ($122 against a typical $154), it is bigger than 44% of them (1,582 ft² against a typical 1,676 ft²), its lot is bigger than 60% of them (2.29 ac against a typical 1.5 ac) and it is newer than 5% of them (1887 against a typical 1975). Measured against all of Lucas County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12320 Grand Rapids Rd, Grand Rapids, OH?

The 2025 property tax bill for 12320 Grand Rapids Rd, Grand Rapids, OH was $2,893. The county assessed it at $59,710.

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