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Single Family ResidenceResidential
$581,987$358 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $550,000 on Dec 12, 2024

124 RIDGEWAY AVE

SAINT MATTHEWS, KY 40207
3
Beds
2
Baths
1,626 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$582K
$530K low$634K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Dec 12, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$59,987
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$47,990
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$522,000
FAIR WAY LENDING LLC · recorded Dec 12, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,962 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$445,030 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$72,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$372,230
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$345,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$445,030

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 293 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waggener High SchoolD-
High · Grades 9–12 · 0.9 mi
E
Chenoweth Elementary SchoolC-
Elementary · Grades KG–5 · 1.2 mi
M
Westport Middle SchoolC-
Middle · Grades 6–8 · 3.1 mi

District: Jefferson County School District

Neighborhood · ZIP 40207These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.30,762
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,502 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,581
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,161
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

124 Ridgeway Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in St. Matthews
  • Among the highest price per square foot in Jefferson County
  • Bigger than 69% of homes in St. Matthews
  • Has a smaller lot than 67% of homes in Louisville 40207
  • Among the newest homes in St. Matthews

What homes are worth in Louisville 40207

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$1.8M

This home is worth more than 74% of homes in Louisville 40207.

How it measures up in Louisville 40207

The dot is this home. The mark in the middle is the typical home in Louisville 40207.

Estimated value$581,987
CheaperTypical $424,844Pricier

Pricier than 74% of homes nearby

Price per ft²$358
CheaperTypical $246Pricier

Pricier than 93% of homes nearby

Living area1,626 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.2 ac
SmallerTypical 0.24 acBigger

Bigger than 33% of homes nearby

Year built2012
OlderTypical 1955Newer

Newer than almost all homes nearby

How 124 Ridgeway Ave ranks against every home in each area.
MeasureThis homeSt. MatthewsLouisville 40207Jefferson County
Estimated valuepricier than$581,98795% of homes74% of homes91% of homes
Price per ft²pricier than$35896% of homes93% of homesalmost all homes
Living areabigger than1,626 ft²69% of homes43% of homes66% of homes
Lot sizebigger than0.2 ac58% of homes33% of homes44% of homes
Year builtnewer than2012almost all homesalmost all homesalmost all homes

About 124 Ridgeway Ave

How much is 124 Ridgeway Ave, Saint Matthews, KY worth?

The TopHap Estimate for 124 Ridgeway Ave, Saint Matthews, KY is $581,987 as of Jul 14, 2026. The likely range is $530,203 to $633,771. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 124 Ridgeway Ave, Saint Matthews, KY last sell?

124 Ridgeway Ave, Saint Matthews, KY last sold on Dec 12, 2024 for $550,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 124 Ridgeway Ave, Saint Matthews, KY?

124 Ridgeway Ave, Saint Matthews, KY has 3 bedrooms, 2 bathrooms, 1,626 square feet of living space and a 0.20-acre lot.

When was 124 Ridgeway Ave, Saint Matthews, KY built?

124 Ridgeway Ave, Saint Matthews, KY was built in 2012, making it 14 years old. The building has 2 stories.

What schools serve 124 Ridgeway Ave, Saint Matthews, KY?

124 Ridgeway Ave, Saint Matthews, KY is assigned to Waggener High School (high), rated D-; Chenoweth Elementary School (elementary), rated C-; Westport Middle School (middle), rated C-. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 124 Ridgeway Ave, Saint Matthews, KY compare to other homes in Louisville 40207?

Among the 11,526 homes in Louisville 40207, it is worth more than 74% of them ($581,987 against a typical $424,844), its price per square foot is higher than 93% of them ($358 against a typical $246), it is bigger than 43% of them (1,626 ft² against a typical 1,740 ft²), its lot is bigger than 33% of them (0.2 ac against a typical 0.24 ac) and it is newer than almost all of them (2012 against a typical 1955). Measured against all of Jefferson County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 124 Ridgeway Ave, Saint Matthews, KY?

The 2024 property tax bill for 124 Ridgeway Ave, Saint Matthews, KY was $4,962. The county assessed it at $445,030.

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See this home in context

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