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Single Family ResidenceResidential
$177,623$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $123,000 on Jun 5, 2025

12445 RIVER RIDGE DR

FOLSOM, LA 70437
0
Baths
824 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2000
Year BuiltThe year the home was originally built, according to county records.

Valuation

$178K
$168K low$187K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$123,000 · Jun 5, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$37,623
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$30,098
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
OMNI BANK · recorded Aug 3, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
WHITNEY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,477 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,165 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,565
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,497
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$131,643

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
57
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySaint Tammany
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Covington High SchoolC+
High · Grades 9–12 · 4.7 mi
E
Folsom Elementary SchoolA+
Elementary · Grades PK–5 · 6.4 mi
M
Folsom Junior High SchoolA
Middle · Grades 6–8 · 7.2 mi

District: St. Tammany Parish School District

Neighborhood · ZIP 70437These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,397
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.96 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,798
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12445 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Saint Tammany County
  • Costs more per square foot than 91% of homes in Saint Tammany County
  • Smaller than 98% of homes in Saint Tammany County

What homes are worth in Folsom 70437

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$1.1M

This home is worth more than 20% of homes in Folsom 70437.

How it measures up in Folsom 70437

The dot is this home. The mark in the middle is the typical home in Folsom 70437.

Estimated value$177,623
CheaperTypical $288,711Pricier

Pricier than 20% of homes nearby

Price per ft²$216
CheaperTypical $159Pricier

Pricier than 84% of homes nearby

Living area824 ft²
SmallerTypical 2,011 ft²Bigger

Bigger than 3% of homes nearby

Year built2000
OlderTypical 1997Newer

Newer than 58% of homes nearby

How 12445 River Ridge Dr ranks against every home in each area.
MeasureThis homeFolsom 70437Saint Tammany County
Estimated valuepricier than$177,62320% of homes19% of homes
Price per ft²pricier than$21684% of homes91% of homes
Living areabigger than824 ft²3% of homes2% of homes
Year builtnewer than200058% of homes55% of homes

About 12445 River Ridge Dr

How much is 12445 River Ridge Dr, Folsom, LA worth?

The TopHap Estimate for 12445 River Ridge Dr, Folsom, LA is $177,623 as of Jul 14, 2026. The likely range is $167,761 to $187,485. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12445 River Ridge Dr, Folsom, LA last sell?

12445 River Ridge Dr, Folsom, LA last sold on Jun 5, 2025 for $123,000, according to the county's recorded deed.

When was 12445 River Ridge Dr, Folsom, LA built?

12445 River Ridge Dr, Folsom, LA was built in 2000, making it 26 years old.

What schools serve 12445 River Ridge Dr, Folsom, LA?

12445 River Ridge Dr, Folsom, LA is assigned to Covington High School (high), rated C+; Folsom Elementary School (elementary), rated A+; Folsom Junior High School (middle), rated A. All sit in St. Tammany Parish School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12445 River Ridge Dr, Folsom, LA compare to other homes in Folsom 70437?

Among the 3,286 homes in Folsom 70437, it is worth more than 20% of them ($177,623 against a typical $288,711), its price per square foot is higher than 84% of them ($216 against a typical $159), it is bigger than 3% of them (824 ft² against a typical 2,011 ft²) and it is newer than 58% of them (2000 against a typical 1997). Measured against all of Saint Tammany County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12445 River Ridge Dr, Folsom, LA?

The 2025 property tax bill for 12445 River Ridge Dr, Folsom, LA was $1,477. The county assessed it at $13,165.

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Assigned schools

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