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Planned Unit Development (Pud)Residential
$358,401$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1285 RIVER RIDGE DR

COLLIERVILLE, TN 38017
3
Beds
2
Baths
1,762 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$358K
$339K low$378K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$57,401
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$45,921
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$168,000
PATRIOT BK · recorded May 30, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$133,000
NATIONSTAR MORTGAGE LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,745 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,725 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,975
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$362,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.20
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Planned Unit Development (Pud)
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyShelby
Lot (acres)The size of the land the home sits on, from county records.0.22
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 117 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tara Oaks Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
M
West Collierville Middle SchoolA
Middle · Grades 6–8 · 1.6 mi
H
Collierville High SchoolA
High · Grades 9–12 · 4.0 mi

District: Collierville School District

Neighborhood · ZIP 38017These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.32
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.186

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.54,073
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.623 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,643
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$165,292
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1285 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Collierville 38017
  • Costs more per square foot than 96% of homes in Shelby County
  • Smaller than 87% of homes in Collierville 38017
  • Has a smaller lot than 84% of homes in Collierville 38017
  • Newer than 83% of homes in Shelby County

What homes are worth in Collierville 38017

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$1.1M

This home is worth more than 17% of homes in Collierville 38017.

How it measures up in Collierville 38017

The dot is this home. The mark in the middle is the typical home in Collierville 38017.

Estimated value$358,401
CheaperTypical $493,319Pricier

Pricier than 17% of homes nearby

Price per ft²$203
CheaperTypical $160Pricier

Pricier than 85% of homes nearby

Living area1,762 ft²
SmallerTypical 3,296 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.22 ac
SmallerTypical 0.34 acBigger

Bigger than 16% of homes nearby

Year built1999
OlderTypical 1997Newer

Newer than 59% of homes nearby

How 1285 River Ridge Dr ranks against every home in each area.
MeasureThis homeColliervilleCollierville 38017Shelby County
Estimated valuepricier than$358,40119% of homes17% of homes78% of homes
Price per ft²pricier than$20387% of homes85% of homes96% of homes
Living areabigger than1,762 ft²15% of homes13% of homes53% of homes
Lot sizebigger than0.22 ac18% of homes16% of homes43% of homes
Year builtnewer than199970% of homes59% of homes83% of homes

About 1285 River Ridge Dr

How much is 1285 River Ridge Dr, Collierville, TN worth?

The TopHap Estimate for 1285 River Ridge Dr, Collierville, TN is $358,401 as of Jul 14, 2026. The likely range is $338,650 to $378,152. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1285 River Ridge Dr, Collierville, TN last sell?

1285 River Ridge Dr, Collierville, TN last sold on Jul 23, 2015, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1285 River Ridge Dr, Collierville, TN?

1285 River Ridge Dr, Collierville, TN has 3 bedrooms, 2 bathrooms, 1,762 square feet of living space and a 0.22-acre lot.

When was 1285 River Ridge Dr, Collierville, TN built?

1285 River Ridge Dr, Collierville, TN was built in 1999, making it 27 years old. It is a conventional home. The building has 1 story.

What schools serve 1285 River Ridge Dr, Collierville, TN?

1285 River Ridge Dr, Collierville, TN is assigned to Tara Oaks Elementary School (elementary), rated A; West Collierville Middle School (middle), rated A; Collierville High School (high), rated A. All sit in Collierville School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1285 River Ridge Dr, Collierville, TN compare to other homes in Collierville 38017?

Among the 18,609 homes in Collierville 38017, it is worth more than 17% of them ($358,401 against a typical $493,319), its price per square foot is higher than 85% of them ($203 against a typical $160), it is bigger than 13% of them (1,762 ft² against a typical 3,296 ft²), its lot is bigger than 16% of them (0.22 ac against a typical 0.34 ac) and it is newer than 59% of them (1999 against a typical 1997). Measured against all of Shelby County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1285 River Ridge Dr, Collierville, TN?

The 2024 property tax bill for 1285 River Ridge Dr, Collierville, TN was $4,745. The county assessed it at $90,725.

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Assigned schools

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