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Single Family ResidenceResidential
$206,270
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12928 T RD

RAPID RIVER, MI 49878
0
Baths
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$206K
$195K low$218K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$125,470
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,376
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,800
PENINSULA FEDERAL CREDIT UNION · recorded May 14, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,420 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$112,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$224,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.187 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDELTA
Lot (acres)The size of the land the home sits on, from county records.1.20
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tritownship SchoolB-
Elementary · Grades KG–12 · 7.1 mi

District: Rapid River Public Schools

Neighborhood · ZIP 49878These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.150
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,369
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,692
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,226
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12928 T Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Rapid River 49878
  • Has a smaller lot than 67% of homes in Rapid River 49878

What homes are worth in Rapid River 49878

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$529K

This home is worth more than 34% of homes in Rapid River 49878.

How it measures up in Rapid River 49878

The dot is this home. The mark in the middle is the typical home in Rapid River 49878.

Estimated value$206,270
CheaperTypical $249,287Pricier

Pricier than 34% of homes nearby

Lot size1.2 ac
SmallerTypical 3.31 acBigger

Bigger than 33% of homes nearby

How 12928 T Rd ranks against every home in each area.
MeasureThis homeRapid River 49878Delta County
Estimated valuepricier than$206,27034% of homes44% of homes
Lot sizebigger than1.2 ac33% of homes59% of homes

About 12928 T Rd

How much is 12928 T Rd, Rapid River, MI worth?

The TopHap Estimate for 12928 T Rd, Rapid River, MI is $206,270 as of Jul 14, 2026. The likely range is $194,964 to $217,576. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12928 T Rd, Rapid River, MI last sell?

12928 T Rd, Rapid River, MI last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 12928 T Rd, Rapid River, MI?

12928 T Rd, Rapid River, MI is assigned to Tritownship School (elementary), rated B-. All sit in Rapid River Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12928 T Rd, Rapid River, MI compare to other homes in Rapid River 49878?

Among the 2,985 homes in Rapid River 49878, it is worth more than 34% of them ($206,270 against a typical $249,287) and its lot is bigger than 33% of them (1.2 ac against a typical 3.31 ac). Measured against all of Delta County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12928 T Rd, Rapid River, MI?

The 2025 property tax bill for 12928 T Rd, Rapid River, MI was $1,420. The county assessed it at $112,200.

More homes on T Rd

Closest homes

More homes in Rapid River 49878

Assigned schools

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