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Single Family ResidenceResidential
$818,436$340 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $45,000 on Jun 15, 2012

1295 RIVER BEND CIR

ROCK RAPIDS, IA 51246
3 / 1
Baths
2,408 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.52 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$818K
$551K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,000 · Jun 15, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$300,436
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$240,349
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$278,000
PREMIER BANK · recorded Sep 13, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
PREMIER BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,472 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$628,960 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$563,760
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$598,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$628,960

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyLyon
Lot (acres)The size of the land the home sits on, from county records.3.52
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Geo-Thermal
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 350 ft²Patio · 240 ft²Porch · 221 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Lyon Secondary SchoolA+
Middle · Grades 7–12 · 3.0 mi
E
Central Lyon Elementary SchoolA
Elementary · Grades PK–6 · 3.0 mi

District: Central Lyon Community School District

Neighborhood · ZIP 51246These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,544
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,023
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,712
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1295 River Bend Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rock Rapids 51246
  • Costs more per square foot than 93% of homes in Rock Rapids 51246
  • Bigger than 91% of homes in Rock Rapids 51246
  • Has a bigger lot than 81% of homes in Rock Rapids 51246
  • Newer than 91% of homes in Lyon County

What homes are worth in Rock Rapids 51246

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$793K

This home is worth more than almost all homes in Rock Rapids 51246.

How it measures up in Rock Rapids 51246

The dot is this home. The mark in the middle is the typical home in Rock Rapids 51246.

Estimated value$818,436
CheaperTypical $242,985Pricier

Pricier than almost all homes nearby

Price per ft²$340
CheaperTypical $162Pricier

Pricier than 93% of homes nearby

Living area2,408 ft²
SmallerTypical 1,545 ft²Bigger

Bigger than 91% of homes nearby

Lot size3.52 ac
SmallerTypical 0.33 acBigger

Bigger than 81% of homes nearby

Year built2012
OlderTypical 1956Newer

Newer than 90% of homes nearby

How 1295 River Bend Cir ranks against every home in each area.
MeasureThis homeRock Rapids 51246Lyon County
Estimated valuepricier than$818,436almost all homes98% of homes
Price per ft²pricier than$34093% of homes92% of homes
Living areabigger than2,408 ft²91% of homes91% of homes
Lot sizebigger than3.52 ac81% of homes74% of homes
Year builtnewer than201290% of homes91% of homes

About 1295 River Bend Cir

How much is 1295 River Bend Cir, Rock Rapids, IA worth?

The TopHap Estimate for 1295 River Bend Cir, Rock Rapids, IA is $818,436 as of Jul 14, 2026. The likely range is $551,437 to $1,085,435. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1295 River Bend Cir, Rock Rapids, IA last sell?

1295 River Bend Cir, Rock Rapids, IA last sold on Jun 15, 2012 for $45,000, according to the county's recorded deed.

How big is 1295 River Bend Cir, Rock Rapids, IA?

1295 River Bend Cir, Rock Rapids, IA has 3 bathrooms, 2,408 square feet of living space and a 3.52-acre lot.

When was 1295 River Bend Cir, Rock Rapids, IA built?

1295 River Bend Cir, Rock Rapids, IA was built in 2012, making it 14 years old. It is a contemporary home. The building has 1 story.

What schools serve 1295 River Bend Cir, Rock Rapids, IA?

1295 River Bend Cir, Rock Rapids, IA is assigned to Central Lyon Secondary School (middle), rated A+; Central Lyon Elementary School (elementary), rated A. All sit in Central Lyon Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1295 River Bend Cir, Rock Rapids, IA compare to other homes in Rock Rapids 51246?

Among the 1,469 homes in Rock Rapids 51246, it is worth more than almost all of them ($818,436 against a typical $242,985), its price per square foot is higher than 93% of them ($340 against a typical $162), it is bigger than 91% of them (2,408 ft² against a typical 1,545 ft²), its lot is bigger than 81% of them (3.52 ac against a typical 0.33 ac) and it is newer than 90% of them (2012 against a typical 1956). Measured against all of Lyon County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1295 River Bend Cir, Rock Rapids, IA?

The 2024 property tax bill for 1295 River Bend Cir, Rock Rapids, IA was $5,472. The county assessed it at $628,960.

More homes on River Bend Cir

Closest homes

More homes in Rock Rapids 51246

Assigned schools

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