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Single Family ResidenceResidential
$573,581$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

13 RIVER RIDGE RD

GUTTENBERG, IA 52052
6
Beds
4 / 1
Baths
2,144 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$574K
$410K low$737K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$224,081
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$179,265
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$349,500
PREMIER HOME MORTGAGE INC · recorded Apr 19, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,098 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$423,137 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$118,013
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$305,124
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$360,956
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$423,137

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyClayton
Lot (acres)The size of the land the home sits on, from county records.4.66
ConstructionThe main material the home's frame and walls are built from.Steel Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 182 ft²Patio · 231 ft²Porch · 325 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Iowa Virtual AcademyF
Elementary · Grades KG–12 · 3.0 mi

District: Clayton Ridge Community School District

Neighborhood · ZIP 52052These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,821
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,195
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,657
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

13 River Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Clayton County
  • Costs more per square foot than 86% of homes in Clayton County
  • Bigger than 84% of homes in Guttenberg 52052
  • Has a bigger lot than 84% of homes in Guttenberg 52052
  • Newer than 78% of homes in Clayton County

What homes are worth in Guttenberg 52052

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$893K

This home is worth more than 88% of homes in Guttenberg 52052.

How it measures up in Guttenberg 52052

The dot is this home. The mark in the middle is the typical home in Guttenberg 52052.

Estimated value$573,581
CheaperTypical $286,406Pricier

Pricier than 88% of homes nearby

Price per ft²$268
CheaperTypical $203Pricier

Pricier than 71% of homes nearby

Living area2,144 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 84% of homes nearby

Lot size4.66 ac
SmallerTypical 0.23 acBigger

Bigger than 84% of homes nearby

Year built1996
OlderTypical 1968Newer

Newer than 76% of homes nearby

How 13 River Ridge Rd ranks against every home in each area.
MeasureThis homeGuttenberg 52052Clayton County
Estimated valuepricier than$573,58188% of homes95% of homes
Price per ft²pricier than$26871% of homes86% of homes
Living areabigger than2,144 ft²84% of homes83% of homes
Lot sizebigger than4.66 ac84% of homes74% of homes
Year builtnewer than199676% of homes78% of homes

About 13 River Ridge Rd

How much is 13 River Ridge Rd, Guttenberg, IA worth?

The TopHap Estimate for 13 River Ridge Rd, Guttenberg, IA is $573,581 as of Jul 14, 2026. The likely range is $410,350 to $736,812. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 13 River Ridge Rd, Guttenberg, IA?

13 River Ridge Rd, Guttenberg, IA has 6 bedrooms, 4 bathrooms, 2,144 square feet of living space and a 4.66-acre lot.

When was 13 River Ridge Rd, Guttenberg, IA built?

13 River Ridge Rd, Guttenberg, IA was built in 1996, making it 30 years old. It is a ranch home. The building has 1 story.

What schools serve 13 River Ridge Rd, Guttenberg, IA?

13 River Ridge Rd, Guttenberg, IA is assigned to Iowa Virtual Academy (elementary), rated F. All sit in Clayton Ridge Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 13 River Ridge Rd, Guttenberg, IA compare to other homes in Guttenberg 52052?

Among the 1,784 homes in Guttenberg 52052, it is worth more than 88% of them ($573,581 against a typical $286,406), its price per square foot is higher than 71% of them ($268 against a typical $203), it is bigger than 84% of them (2,144 ft² against a typical 1,456 ft²), its lot is bigger than 84% of them (4.66 ac against a typical 0.23 ac) and it is newer than 76% of them (1996 against a typical 1968). Measured against all of Clayton County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 13 River Ridge Rd, Guttenberg, IA?

The 2024 property tax bill for 13 River Ridge Rd, Guttenberg, IA was $4,098. The county assessed it at $423,137.

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Assigned schools

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