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Single Family ResidenceResidential
$724,827$337 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $110,000 on Mar 19, 2012

12 RIVER RIDGE RD

GUTTENBERG, IA 52052
3
Beds
3 / 1
Baths
2,148 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$725K
$584K low$866K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$110,000 · Mar 19, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$364,397
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$291,518
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$235,000
PEOPLES STATE BANK · recorded Dec 31, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,430
COMMUNITY SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,236 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$449,323 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$119,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$330,223
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$383,202
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$449,323

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyClayton
Lot (acres)The size of the land the home sits on, from county records.4.45
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 677 ft²Patio · 100 ft²Porch · 336 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Iowa Virtual AcademyF
Elementary · Grades KG–12 · 3.0 mi

District: Clayton Ridge Community School District

Neighborhood · ZIP 52052These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,821
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,195
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,657
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12 River Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Clayton County
  • Costs more per square foot than 93% of homes in Clayton County
  • Bigger than 84% of homes in Guttenberg 52052
  • Has a bigger lot than 84% of homes in Guttenberg 52052
  • Newer than 76% of homes in Clayton County

What homes are worth in Guttenberg 52052

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$893K

This home is worth more than 94% of homes in Guttenberg 52052.

How it measures up in Guttenberg 52052

The dot is this home. The mark in the middle is the typical home in Guttenberg 52052.

Estimated value$724,827
CheaperTypical $286,406Pricier

Pricier than 94% of homes nearby

Price per ft²$337
CheaperTypical $203Pricier

Pricier than 85% of homes nearby

Living area2,148 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 84% of homes nearby

Lot size4.45 ac
SmallerTypical 0.23 acBigger

Bigger than 84% of homes nearby

Year built1994
OlderTypical 1968Newer

Newer than 74% of homes nearby

How 12 River Ridge Rd ranks against every home in each area.
MeasureThis homeGuttenberg 52052Clayton County
Estimated valuepricier than$724,82794% of homes98% of homes
Price per ft²pricier than$33785% of homes93% of homes
Living areabigger than2,148 ft²84% of homes83% of homes
Lot sizebigger than4.45 ac84% of homes74% of homes
Year builtnewer than199474% of homes76% of homes

About 12 River Ridge Rd

How much is 12 River Ridge Rd, Guttenberg, IA worth?

The TopHap Estimate for 12 River Ridge Rd, Guttenberg, IA is $724,827 as of Jul 14, 2026. The likely range is $584,049 to $865,605. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12 River Ridge Rd, Guttenberg, IA last sell?

12 River Ridge Rd, Guttenberg, IA last sold on Mar 19, 2012 for $110,000, according to the county's recorded deed.

How big is 12 River Ridge Rd, Guttenberg, IA?

12 River Ridge Rd, Guttenberg, IA has 3 bedrooms, 3 bathrooms, 2,148 square feet of living space and a 4.45-acre lot.

When was 12 River Ridge Rd, Guttenberg, IA built?

12 River Ridge Rd, Guttenberg, IA was built in 1994, making it 32 years old. It is a contemporary home. The building has 2 stories.

What schools serve 12 River Ridge Rd, Guttenberg, IA?

12 River Ridge Rd, Guttenberg, IA is assigned to Iowa Virtual Academy (elementary), rated F. All sit in Clayton Ridge Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12 River Ridge Rd, Guttenberg, IA compare to other homes in Guttenberg 52052?

Among the 1,784 homes in Guttenberg 52052, it is worth more than 94% of them ($724,827 against a typical $286,406), its price per square foot is higher than 85% of them ($337 against a typical $203), it is bigger than 84% of them (2,148 ft² against a typical 1,456 ft²), its lot is bigger than 84% of them (4.45 ac against a typical 0.23 ac) and it is newer than 74% of them (1994 against a typical 1968). Measured against all of Clayton County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12 River Ridge Rd, Guttenberg, IA?

The 2024 property tax bill for 12 River Ridge Rd, Guttenberg, IA was $4,236. The county assessed it at $449,323.

More homes on River Ridge Rd

Closest homes

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Assigned schools

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