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Single Family ResidenceResidential
$200,910$69 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,100 on Feb 10, 2026

140 RUTLEDGE ST

MADISON, FL 32340
2
Baths
2,904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1885
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$201K
$188K low$214K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,100 · Feb 10, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,388
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,110
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.100%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$199,522
GENEVA FINANCIAL LLC · recorded Jan 30, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,698 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$206,251 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,422
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$192,829
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$213,255
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$206,251

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 722 ft²Porch · 870 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison Virtual Instruction Program
Elementary · Grades KG–12 · 0.2 mi

District: Madison County School District

Neighborhood · ZIP 32340These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,835
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,059
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,740
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

140 Rutledge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 81% of homes in Madison County
  • Bigger than 95% of homes in Madison County
  • Has a smaller lot than 88% of homes in Madison County
  • Among the oldest homes in Madison County

What homes are worth in Madison 32340

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$759K

This home is worth more than 57% of homes in Madison 32340.

How it measures up in Madison 32340

The dot is this home. The mark in the middle is the typical home in Madison 32340.

Estimated value$200,910
CheaperTypical $172,385Pricier

Pricier than 57% of homes nearby

Price per ft²$69
CheaperTypical $109Pricier

Pricier than 24% of homes nearby

Living area2,904 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.23 ac
SmallerTypical 1 acBigger

Bigger than 20% of homes nearby

Year built1885
OlderTypical 1976Newer

Older than almost all homes nearby

How 140 Rutledge St ranks against every home in each area.
MeasureThis homeMadison 32340Madison County
Estimated valuepricier than$200,91057% of homes51% of homes
Price per ft²pricier than$6924% of homes19% of homes
Living areabigger than2,904 ft²94% of homes95% of homes
Lot sizebigger than0.23 ac20% of homes12% of homes
Year builtnewer than1885almost no homesalmost no homes

About 140 Rutledge St

How much is 140 Rutledge St, Madison, FL worth?

The TopHap Estimate for 140 Rutledge St, Madison, FL is $200,910 as of Jul 14, 2026. The likely range is $188,228 to $213,592. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 140 Rutledge St, Madison, FL last sell?

140 Rutledge St, Madison, FL last sold on Feb 10, 2026 for $1,100, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 140 Rutledge St, Madison, FL?

140 Rutledge St, Madison, FL has 2 bathrooms, 2,904 square feet of living space and a 0.23-acre lot.

When was 140 Rutledge St, Madison, FL built?

140 Rutledge St, Madison, FL was built in 1885, making it 141 years old. It is a bungalow home. The building has 1 story.

What schools serve 140 Rutledge St, Madison, FL?

140 Rutledge St, Madison, FL is assigned to Madison Virtual Instruction Program (elementary). All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 140 Rutledge St, Madison, FL compare to other homes in Madison 32340?

Among the 3,509 homes in Madison 32340, it is worth more than 57% of them ($200,910 against a typical $172,385), its price per square foot is higher than 24% of them ($69 against a typical $109), it is bigger than 94% of them (2,904 ft² against a typical 1,452 ft²), its lot is bigger than 20% of them (0.23 ac against a typical 1 ac) and it is newer than almost none of them (1885 against a typical 1976). Measured against all of Madison County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 140 Rutledge St, Madison, FL?

The 2025 property tax bill for 140 Rutledge St, Madison, FL was $3,698. The county assessed it at $206,251.

Closest homes

More homes in Madison 32340

Assigned schools

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See this home in context

Open 140 Rutledge Ston TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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