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Single Family ResidenceResidential
$134,735
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $130,000 on Nov 5, 2024

140 W SPECHT ST

MC CLURE, PA 17841
0
Baths
0.88 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$135K
$116K low$153K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Nov 5, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$30,735
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$24,588
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,000
MORTGAGE AMERICA INC · recorded Nov 5, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,073 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,970
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$18,130
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,960
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$20,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySnyder
Lot (acres)The size of the land the home sits on, from county records.0.88

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Snyder Elementary SchoolB-
Elementary · Grades KG–5 · 6.0 mi
H
Midd-West High SchoolC+
High · Grades 8–12 · 16.0 mi
M
Midd-West Middle SchoolC
Middle · Grades 6–7 · 16.2 mi

District: Midd-West School District

Neighborhood · ZIP 17841These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,685
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,368
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,505
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

140 W Specht St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Snyder County
  • Has a smaller lot than 82% of homes in Mc Clure 17841

What homes are worth in Mc Clure 17841

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$597K

This home is worth more than 15% of homes in Mc Clure 17841.

How it measures up in Mc Clure 17841

The dot is this home. The mark in the middle is the typical home in Mc Clure 17841.

Estimated value$134,735
CheaperTypical $230,697Pricier

Pricier than 15% of homes nearby

Lot size0.88 ac
SmallerTypical 2.31 acBigger

Bigger than 18% of homes nearby

How 140 W Specht St ranks against every home in each area.
MeasureThis homeMc Clure 17841Snyder County
Estimated valuepricier than$134,73515% of homes12% of homes
Lot sizebigger than0.88 ac18% of homes36% of homes

About 140 W Specht St

How much is 140 W Specht St, Mc Clure, PA worth?

The TopHap Estimate for 140 W Specht St, Mc Clure, PA is $134,735 as of Jul 14, 2026. The likely range is $116,435 to $153,035. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 140 W Specht St, Mc Clure, PA last sell?

140 W Specht St, Mc Clure, PA last sold on Nov 5, 2024 for $130,000, according to the county's recorded deed.

What schools serve 140 W Specht St, Mc Clure, PA?

140 W Specht St, Mc Clure, PA is assigned to West Snyder Elementary School (elementary), rated B-; Midd-West High School (high), rated C+; Midd-West Middle School (middle), rated C. All sit in Midd-West School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 140 W Specht St, Mc Clure, PA compare to other homes in Mc Clure 17841?

Among the 1,772 homes in Mc Clure 17841, it is worth more than 15% of them ($134,735 against a typical $230,697) and its lot is bigger than 18% of them (0.88 ac against a typical 2.31 ac). Measured against all of Snyder County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 140 W Specht St, Mc Clure, PA?

The 2025 property tax bill for 140 W Specht St, Mc Clure, PA was $2,073. The county assessed it at $20,100.

More homes on W Specht St

Closest homes

More homes in Mc Clure 17841

Assigned schools

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