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Single Family ResidenceResidential
$251,470$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $233,800 on Feb 16, 2024

1514 HOWELL RIVER RD

RUTLEDGE, TN 37861
2
Baths
1,539 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$251K
$236K low$267K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$233,800 · Feb 16, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$15,309
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$12,247
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$236,161
AMERICAN PACIFIC MORTGAGE CORP · recorded Feb 16, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$947 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGrainger
Lot (acres)The size of the land the home sits on, from county records.0.51
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Joppa Elementary SchoolC+
Elementary · Grades PK–6 · 5.2 mi
H
Grainger Academy
High · Grades 9–12 · 7.2 mi
M
Rutledge Middle SchoolC+
Middle · Grades 7–8 · 7.3 mi

District: Grainger County School District

Neighborhood · ZIP 37861These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.145

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.89 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,392
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,279
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1514 Howell River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 74% of homes in Rutledge 37861
  • Bigger than 68% of homes in Grainger County
  • Has a smaller lot than 90% of homes in Grainger County
  • Newer than 98% of homes in Grainger County

What homes are worth in Rutledge 37861

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$877K

This home is worth more than 41% of homes in Rutledge 37861.

How it measures up in Rutledge 37861

The dot is this home. The mark in the middle is the typical home in Rutledge 37861.

Estimated value$251,470
CheaperTypical $293,705Pricier

Pricier than 41% of homes nearby

Price per ft²$163
CheaperTypical $215Pricier

Pricier than 26% of homes nearby

Living area1,539 ft²
SmallerTypical 1,311 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.51 ac
SmallerTypical 1.6 acBigger

Bigger than 12% of homes nearby

Year built2022
OlderTypical 1992Newer

Newer than 97% of homes nearby

How 1514 Howell River Rd ranks against every home in each area.
MeasureThis homeRutledge 37861Grainger County
Estimated valuepricier than$251,47041% of homes46% of homes
Price per ft²pricier than$16326% of homes30% of homes
Living areabigger than1,539 ft²65% of homes68% of homes
Lot sizebigger than0.51 ac12% of homes10% of homes
Year builtnewer than202297% of homes98% of homes

About 1514 Howell River Rd

How much is 1514 Howell River Rd, Rutledge, TN worth?

The TopHap Estimate for 1514 Howell River Rd, Rutledge, TN is $251,470 as of Jul 14, 2026. The likely range is $235,792 to $267,148. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1514 Howell River Rd, Rutledge, TN last sell?

1514 Howell River Rd, Rutledge, TN last sold on Feb 16, 2024 for $233,800, according to the county's recorded deed.

How big is 1514 Howell River Rd, Rutledge, TN?

1514 Howell River Rd, Rutledge, TN has 2 bathrooms, 1,539 square feet of living space and a 0.51-acre lot.

When was 1514 Howell River Rd, Rutledge, TN built?

1514 Howell River Rd, Rutledge, TN was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 1514 Howell River Rd, Rutledge, TN?

1514 Howell River Rd, Rutledge, TN is assigned to Joppa Elementary School (elementary), rated C+; Grainger Academy (high); Rutledge Middle School (middle), rated C+. All sit in Grainger County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1514 Howell River Rd, Rutledge, TN compare to other homes in Rutledge 37861?

Among the 4,463 homes in Rutledge 37861, it is worth more than 41% of them ($251,470 against a typical $293,705), its price per square foot is higher than 26% of them ($163 against a typical $215), it is bigger than 65% of them (1,539 ft² against a typical 1,311 ft²), its lot is bigger than 12% of them (0.51 ac against a typical 1.6 ac) and it is newer than 97% of them (2022 against a typical 1992). Measured against all of Grainger County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1514 Howell River Rd, Rutledge, TN?

The 2025 property tax bill for 1514 Howell River Rd, Rutledge, TN was $947. The county assessed it at $40,300.

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Assigned schools

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