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Single Family ResidenceResidential
$384,843$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1522 RIVER RIDGE RD

ELY, MN 55731
3
Beds
1
Baths
1,704 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$385K
$306K low$463K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,108
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$124,886
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$173,000
FRANDSEN BK&TR · recorded Mar 13, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,735
FRANDSEN BK&TR

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,048 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$281,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$216,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$289,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$281,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountySt. Louis
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 132 ft²Porch · 36 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Memorial Middle SchoolB+
Middle · Grades 6–8 · 5.3 mi
E
Washington Elementary SchoolB
Elementary · Grades PK–5 · 5.3 mi
H
Memorial High SchoolA
High · Grades 9–12 · 5.3 mi

District: Ely Public School District

Neighborhood · ZIP 55731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,010
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,740
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,169
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1522 River Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in St. Louis County
  • Costs more per square foot than 77% of homes in St. Louis County
  • Bigger than 85% of homes in Ely 55731

What homes are worth in Ely 55731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$900K

This home is worth more than 75% of homes in Ely 55731.

How it measures up in Ely 55731

The dot is this home. The mark in the middle is the typical home in Ely 55731.

Estimated value$384,843
CheaperTypical $205,281Pricier

Pricier than 75% of homes nearby

Price per ft²$226
CheaperTypical $190Pricier

Pricier than 58% of homes nearby

Living area1,704 ft²
SmallerTypical 1,078 ft²Bigger

Bigger than 85% of homes nearby

How 1522 River Ridge Rd ranks against every home in each area.
MeasureThis homeEly 55731St. Louis County
Estimated valuepricier than$384,84375% of homes87% of homes
Price per ft²pricier than$22658% of homes77% of homes
Living areabigger than1,704 ft²85% of homes82% of homes

About 1522 River Ridge Rd

How much is 1522 River Ridge Rd, Ely, MN worth?

The TopHap Estimate for 1522 River Ridge Rd, Ely, MN is $384,843 as of Jul 14, 2026. The likely range is $306,455 to $463,231. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1522 River Ridge Rd, Ely, MN last sell?

1522 River Ridge Rd, Ely, MN last sold on May 9, 2018, according to the county's recorded deed.

How big is 1522 River Ridge Rd, Ely, MN?

1522 River Ridge Rd, Ely, MN has 3 bedrooms, 1 bathrooms and 1,704 square feet of living space.

What schools serve 1522 River Ridge Rd, Ely, MN?

1522 River Ridge Rd, Ely, MN is assigned to Memorial Middle School (middle), rated B+; Washington Elementary School (elementary), rated B; Memorial High School (high), rated A. All sit in Ely Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1522 River Ridge Rd, Ely, MN compare to other homes in Ely 55731?

Among the 5,938 homes in Ely 55731, it is worth more than 75% of them ($384,843 against a typical $205,281), its price per square foot is higher than 58% of them ($226 against a typical $190) and it is bigger than 85% of them (1,704 ft² against a typical 1,078 ft²). Measured against all of St. Louis County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1522 River Ridge Rd, Ely, MN?

The 2025 property tax bill for 1522 River Ridge Rd, Ely, MN was $2,048. The county assessed it at $281,100.

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Assigned schools

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