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Single Family ResidenceResidential
$261,700$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

157 RUIDOSO

KYLE, TX 78640
0
Baths
2,244 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$262K
$248K low$276K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$98,161
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$78,529
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$143,417
* OTHER INSTITUTIONAL LENDERS · recorded Jan 11, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,122
DEPARTMENT OF HOUSING & URBAN DEV

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,481 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$336,620 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$79,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$257,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$347,923
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$336,620

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHays
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 214 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Susie Fuentes Elementary SchoolB-
Elementary · Grades PK–5 · 0.2 mi
H
Lehman High SchoolC-
High · Grades 9–12 · 1.0 mi
M
Armando Chapa Middle SchoolC+
Middle · Grades 6–8 · 2.2 mi

District: Hays Consolidated Independent School District

Neighborhood · ZIP 78640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.80,309
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.868 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,801
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,000
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

157 Ruidoso measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Hays County
  • Among the lowest price per square foot in Hays County
  • Bigger than 77% of homes in Kyle 78640
  • Older than 74% of homes in Kyle 78640

What homes are worth in Kyle 78640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$203K$628K

This home is worth more than 22% of homes in Kyle 78640.

How it measures up in Kyle 78640

The dot is this home. The mark in the middle is the typical home in Kyle 78640.

Estimated value$261,700
CheaperTypical $299,464Pricier

Pricier than 22% of homes nearby

Price per ft²$117
CheaperTypical $168Pricier

Pricier than 3% of homes nearby

Living area2,244 ft²
SmallerTypical 1,776 ft²Bigger

Bigger than 77% of homes nearby

Year built2003
OlderTypical 2014Newer

Newer than 26% of homes nearby

How 157 Ruidoso ranks against every home in each area.
MeasureThis homeKyle 78640Hays County
Estimated valuepricier than$261,70022% of homes14% of homes
Price per ft²pricier than$1173% of homesalmost no homes
Living areabigger than2,244 ft²77% of homes66% of homes
Year builtnewer than200326% of homes30% of homes

About 157 Ruidoso

How much is 157 Ruidoso, Kyle, TX worth?

The TopHap Estimate for 157 Ruidoso, Kyle, TX is $261,700 as of Jul 14, 2026. The likely range is $247,594 to $275,806. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 157 Ruidoso, Kyle, TX last sell?

157 Ruidoso, Kyle, TX last sold on Jan 27, 2003, according to the county's recorded deed.

When was 157 Ruidoso, Kyle, TX built?

157 Ruidoso, Kyle, TX was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 157 Ruidoso, Kyle, TX?

157 Ruidoso, Kyle, TX is assigned to Susie Fuentes Elementary School (elementary), rated B-; Lehman High School (high), rated C-; Armando Chapa Middle School (middle), rated C+. All sit in Hays Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 157 Ruidoso, Kyle, TX compare to other homes in Kyle 78640?

Among the 29,332 homes in Kyle 78640, it is worth more than 22% of them ($261,700 against a typical $299,464), its price per square foot is higher than 3% of them ($117 against a typical $168), it is bigger than 77% of them (2,244 ft² against a typical 1,776 ft²) and it is newer than 26% of them (2003 against a typical 2014). Measured against all of Hays County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 157 Ruidoso, Kyle, TX?

The 2024 property tax bill for 157 Ruidoso, Kyle, TX was $6,481. The county assessed it at $336,620.

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Assigned schools

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