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Single Family ResidenceResidential
$195,145$150 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

157 RUTLEDGE LN

AMHERST, VA 24521
3
Beds
2
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$195K
$175K low$216K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$3,855
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$3,084
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$191,290
LOANDEPOT.COM LLC · R · recorded Oct 11, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,258 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$91,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$224,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
92
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyAMHERST
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.0.63
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²Patio · 160 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central Elementary SchoolD
Elementary · Grades PK–5 · 0.8 mi
M
Amherst Middle SchoolB
Middle · Grades 6–8 · 0.9 mi
H
Amherst County High SchoolD+
High · Grades 9–12 · 1.0 mi

District: Amherst County Public Schools

Neighborhood · ZIP 24521These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.10,438
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,710
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,307
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

157 Rutledge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Amherst 24521
  • Costs less per square foot than 78% of homes in Amherst 24521
  • Smaller than 65% of homes in Amherst 24521
  • Has a smaller lot than 86% of homes in Amherst 24521

What homes are worth in Amherst 24521

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$951K

This home is worth more than 26% of homes in Amherst 24521.

How it measures up in Amherst 24521

The dot is this home. The mark in the middle is the typical home in Amherst 24521.

Estimated value$195,145
CheaperTypical $288,812Pricier

Pricier than 26% of homes nearby

Price per ft²$150
CheaperTypical $191Pricier

Pricier than 22% of homes nearby

Living area1,300 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.63 ac
SmallerTypical 2.57 acBigger

Bigger than 14% of homes nearby

Year built1981
OlderTypical 1980Newer

Newer than 52% of homes nearby

How 157 Rutledge Ln ranks against every home in each area.
MeasureThis homeAmherst 24521Amherst County
Estimated valuepricier than$195,14526% of homes33% of homes
Price per ft²pricier than$15022% of homes29% of homes
Living areabigger than1,300 ft²35% of homes45% of homes
Lot sizebigger than0.63 ac14% of homes27% of homes
Year builtnewer than198152% of homes57% of homes

About 157 Rutledge Ln

How much is 157 Rutledge Ln, Amherst, VA worth?

The TopHap Estimate for 157 Rutledge Ln, Amherst, VA is $195,145 as of Jul 14, 2026. The likely range is $174,561 to $215,729. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 157 Rutledge Ln, Amherst, VA last sell?

157 Rutledge Ln, Amherst, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 157 Rutledge Ln, Amherst, VA?

157 Rutledge Ln, Amherst, VA has 3 bedrooms, 2 bathrooms, 1,300 square feet of living space and a 0.63-acre lot.

When was 157 Rutledge Ln, Amherst, VA built?

157 Rutledge Ln, Amherst, VA was built in 1981, making it 45 years old. It is a cape cod home. The building has 1 story.

What schools serve 157 Rutledge Ln, Amherst, VA?

157 Rutledge Ln, Amherst, VA is assigned to Central Elementary School (elementary), rated D; Amherst Middle School (middle), rated B; Amherst County High School (high), rated D+. All sit in Amherst County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 157 Rutledge Ln, Amherst, VA compare to other homes in Amherst 24521?

Among the 4,673 homes in Amherst 24521, it is worth more than 26% of them ($195,145 against a typical $288,812), its price per square foot is higher than 22% of them ($150 against a typical $191), it is bigger than 35% of them (1,300 ft² against a typical 1,512 ft²), its lot is bigger than 14% of them (0.63 ac against a typical 2.57 ac) and it is newer than 52% of them (1981 against a typical 1980). Measured against all of Amherst County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 157 Rutledge Ln, Amherst, VA?

The 2026 property tax bill for 157 Rutledge Ln, Amherst, VA was $1,258. The county assessed it at $114,300.

More homes on Rutledge Ln

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Assigned schools

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