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Single Family ResidenceResidential
$1,251,152$342 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $78,000 on Aug 31, 1995

16 ROCK RIDGE RD

WESTERLY, RI 02891
4
Beds
3 / 2
Baths
3,658 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$1.2M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$78,000 · Aug 31, 1995
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,101,152
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$880,922
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.10%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
WASHINGTON TRUST CO · recorded Nov 15, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,684 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,080,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$357,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$723,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$876,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.148 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.72
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Westerly Middle SchoolB
Middle · Grades 5–8 · 0.5 mi
E
Dunn's Corners Elementary SchoolC+
Elementary · Grades KG–4 · 0.7 mi
H
Westerly High SchoolB+
High · Grades 9–12 · 2.9 mi

District: Westerly School District

Neighborhood · ZIP 02891These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,875
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.710 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,075
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,216
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16 Rock Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Westerly 02891
  • Costs less per square foot than 78% of homes in Washington County
  • Bigger than 97% of homes in Washington County
  • Has a bigger lot than 79% of homes in Westerly 02891
  • Newer than 76% of homes in Westerly 02891

What homes are worth in Westerly 02891

Each bar is how many homes fall in that price range. The marker is this home.

This home
$276K$3.1M

This home is worth more than 89% of homes in Westerly 02891.

How it measures up in Westerly 02891

The dot is this home. The mark in the middle is the typical home in Westerly 02891.

Estimated value$1,251,152
CheaperTypical $598,220Pricier

Pricier than 89% of homes nearby

Price per ft²$342
CheaperTypical $377Pricier

Pricier than 32% of homes nearby

Living area3,658 ft²
SmallerTypical 1,672 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.72 ac
SmallerTypical 0.4 acBigger

Bigger than 79% of homes nearby

Year built1995
OlderTypical 1975Newer

Newer than 76% of homes nearby

How 16 Rock Ridge Rd ranks against every home in each area.
MeasureThis homeWesterly 02891Washington County
Estimated valuepricier than$1,251,15289% of homes87% of homes
Price per ft²pricier than$34232% of homes22% of homes
Living areabigger than3,658 ft²95% of homes97% of homes
Lot sizebigger than0.72 ac79% of homes62% of homes
Year builtnewer than199576% of homes75% of homes

About 16 Rock Ridge Rd

How much is 16 Rock Ridge Rd, Westerly, RI worth?

The TopHap Estimate for 16 Rock Ridge Rd, Westerly, RI is $1,251,152 as of Jul 14, 2026. The likely range is $1,163,636 to $1,338,668. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16 Rock Ridge Rd, Westerly, RI last sell?

16 Rock Ridge Rd, Westerly, RI last sold on Aug 31, 1995 for $78,000, according to the county's recorded deed.

How big is 16 Rock Ridge Rd, Westerly, RI?

16 Rock Ridge Rd, Westerly, RI has 4 bedrooms, 3 bathrooms, 3,658 square feet of living space and a 0.72-acre lot.

When was 16 Rock Ridge Rd, Westerly, RI built?

16 Rock Ridge Rd, Westerly, RI was built in 1995, making it 31 years old. The building has 2 stories.

What schools serve 16 Rock Ridge Rd, Westerly, RI?

16 Rock Ridge Rd, Westerly, RI is assigned to Westerly Middle School (middle), rated B; Dunn's Corners Elementary School (elementary), rated C+; Westerly High School (high), rated B+. All sit in Westerly School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16 Rock Ridge Rd, Westerly, RI compare to other homes in Westerly 02891?

Among the 10,296 homes in Westerly 02891, it is worth more than 89% of them ($1,251,152 against a typical $598,220), its price per square foot is higher than 32% of them ($342 against a typical $377), it is bigger than 95% of them (3,658 ft² against a typical 1,672 ft²), its lot is bigger than 79% of them (0.72 ac against a typical 0.4 ac) and it is newer than 76% of them (1995 against a typical 1975). Measured against all of Washington County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16 Rock Ridge Rd, Westerly, RI?

The 2025 property tax bill for 16 Rock Ridge Rd, Westerly, RI was $7,684. The county assessed it at $1,080,800.

More homes on Rock Ridge Rd

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More homes in Westerly 02891

Assigned schools

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