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Single Family ResidenceResidential
$1,750,000$565 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

44 ROCK RIDGE RD

WESTERLY, RI 02891
4
Beds
4
Baths
3,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.8M
$1.6M low$1.9M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,577,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,261,600
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$173,000
WASHINGTON TRUST CO · recorded Feb 11, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,412 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,042,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$454,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$588,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$803,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.111 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.66%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.94
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Westerly Middle SchoolB
Middle · Grades 5–8 · 0.5 mi
E
Dunn's Corners Elementary SchoolC+
Elementary · Grades KG–4 · 0.7 mi
H
Westerly High SchoolB+
High · Grades 9–12 · 2.9 mi

District: Westerly School District

Neighborhood · ZIP 02891These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,875
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.710 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,075
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,216
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

44 Rock Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Westerly 02891
  • Costs more per square foot than 87% of homes in Westerly 02891
  • Bigger than 93% of homes in Washington County
  • Has a bigger lot than 86% of homes in Westerly 02891
  • Newer than 73% of homes in Westerly 02891

What homes are worth in Westerly 02891

Each bar is how many homes fall in that price range. The marker is this home.

This home
$276K$3.1M

This home is worth more than 95% of homes in Westerly 02891.

How it measures up in Westerly 02891

The dot is this home. The mark in the middle is the typical home in Westerly 02891.

Estimated value$1,750,000
CheaperTypical $598,220Pricier

Pricier than 95% of homes nearby

Price per ft²$565
CheaperTypical $377Pricier

Pricier than 87% of homes nearby

Living area3,100 ft²
SmallerTypical 1,672 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.94 ac
SmallerTypical 0.4 acBigger

Bigger than 86% of homes nearby

Year built1992
OlderTypical 1975Newer

Newer than 73% of homes nearby

How 44 Rock Ridge Rd ranks against every home in each area.
MeasureThis homeWesterly 02891Washington County
Estimated valuepricier than$1,750,00095% of homes94% of homes
Price per ft²pricier than$56587% of homes78% of homes
Living areabigger than3,100 ft²90% of homes93% of homes
Lot sizebigger than0.94 ac86% of homes69% of homes
Year builtnewer than199273% of homes71% of homes

About 44 Rock Ridge Rd

How much is 44 Rock Ridge Rd, Westerly, RI worth?

The TopHap Estimate for 44 Rock Ridge Rd, Westerly, RI is $1,750,000 as of Jul 14, 2026. The likely range is $1,601,291 to $1,898,709. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 44 Rock Ridge Rd, Westerly, RI last sell?

44 Rock Ridge Rd, Westerly, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 44 Rock Ridge Rd, Westerly, RI?

44 Rock Ridge Rd, Westerly, RI has 4 bedrooms, 4 bathrooms, 3,100 square feet of living space and a 0.94-acre lot.

When was 44 Rock Ridge Rd, Westerly, RI built?

44 Rock Ridge Rd, Westerly, RI was built in 1992, making it 34 years old. The building has 2 stories.

What schools serve 44 Rock Ridge Rd, Westerly, RI?

44 Rock Ridge Rd, Westerly, RI is assigned to Westerly Middle School (middle), rated B; Dunn's Corners Elementary School (elementary), rated C+; Westerly High School (high), rated B+. All sit in Westerly School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 44 Rock Ridge Rd, Westerly, RI compare to other homes in Westerly 02891?

Among the 10,296 homes in Westerly 02891, it is worth more than 95% of them ($1,750,000 against a typical $598,220), its price per square foot is higher than 87% of them ($565 against a typical $377), it is bigger than 90% of them (3,100 ft² against a typical 1,672 ft²), its lot is bigger than 86% of them (0.94 ac against a typical 0.4 ac) and it is newer than 73% of them (1992 against a typical 1975). Measured against all of Washington County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 44 Rock Ridge Rd, Westerly, RI?

The 2025 property tax bill for 44 Rock Ridge Rd, Westerly, RI was $7,412. The county assessed it at $1,042,500.

More homes on Rock Ridge Rd

Closest homes

More homes in Westerly 02891

Assigned schools

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