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Single Family ResidenceResidential
$922,437$276 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $85,000 on Feb 27, 2015

1640 FEARS RD

RUTLEDGE, GA 30663
4
Beds
4 / 2
Baths
3,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
17.38 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$922K
$740K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,000 · Feb 27, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$363,437
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$290,750
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$469,000
STEARNS LENDING · recorded Apr 7, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
BANK OF MADISON COUNTY

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$29 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$313,598 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,032
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$236,566
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$279,916
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$783,994

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMorgan
Lot (acres)The size of the land the home sits on, from county records.17.38
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 184 ft²Pool housePorch · 683 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Morgan County Primary School
Elementary · Grades PK–2 · 7.8 mi
M
Morgan County Middle SchoolB
Middle · Grades 6–8 · 8.1 mi
H
Morgan County High SchoolA
High · Grades 9–12 · 8.2 mi

District: Morgan County School District

Neighborhood · ZIP 30663These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,139
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,554
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1640 Fears Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Rutledge 30663
  • Costs more per square foot than 74% of homes in Rutledge 30663
  • Bigger than 92% of homes in Rutledge 30663
  • Has a bigger lot than 91% of homes in Rutledge 30663
  • Newer than 91% of homes in Rutledge 30663

What homes are worth in Rutledge 30663

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$1.5M

This home is worth more than 91% of homes in Rutledge 30663.

How it measures up in Rutledge 30663

The dot is this home. The mark in the middle is the typical home in Rutledge 30663.

Estimated value$922,437
CheaperTypical $449,900Pricier

Pricier than 91% of homes nearby

Price per ft²$276
CheaperTypical $216Pricier

Pricier than 74% of homes nearby

Living area3,344 ft²
SmallerTypical 1,904 ft²Bigger

Bigger than 92% of homes nearby

Lot size17.38 ac
SmallerTypical 3.95 acBigger

Bigger than 91% of homes nearby

Year built2017
OlderTypical 1997Newer

Newer than 91% of homes nearby

How 1640 Fears Rd ranks against every home in each area.
MeasureThis homeRutledge 30663Morgan County
Estimated valuepricier than$922,43791% of homes88% of homes
Price per ft²pricier than$27674% of homes71% of homes
Living areabigger than3,344 ft²92% of homes90% of homes
Lot sizebigger than17.38 ac91% of homes89% of homes
Year builtnewer than201791% of homes87% of homes

About 1640 Fears Rd

How much is 1640 Fears Rd, Rutledge, GA worth?

The TopHap Estimate for 1640 Fears Rd, Rutledge, GA is $922,437 as of Jul 14, 2026. The likely range is $739,609 to $1,105,265. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1640 Fears Rd, Rutledge, GA last sell?

1640 Fears Rd, Rutledge, GA last sold on Feb 27, 2015 for $85,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1640 Fears Rd, Rutledge, GA?

1640 Fears Rd, Rutledge, GA has 4 bedrooms, 4 bathrooms, 3,344 square feet of living space and a 17.38-acre lot.

When was 1640 Fears Rd, Rutledge, GA built?

1640 Fears Rd, Rutledge, GA was built in 2017, making it 9 years old. The building has 1 story.

What schools serve 1640 Fears Rd, Rutledge, GA?

1640 Fears Rd, Rutledge, GA is assigned to Morgan County Primary School (elementary); Morgan County Middle School (middle), rated B; Morgan County High School (high), rated A. All sit in Morgan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1640 Fears Rd, Rutledge, GA compare to other homes in Rutledge 30663?

Among the 1,274 homes in Rutledge 30663, it is worth more than 91% of them ($922,437 against a typical $449,900), its price per square foot is higher than 74% of them ($276 against a typical $216), it is bigger than 92% of them (3,344 ft² against a typical 1,904 ft²), its lot is bigger than 91% of them (17.38 ac against a typical 3.95 ac) and it is newer than 91% of them (2017 against a typical 1997). Measured against all of Morgan County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1640 Fears Rd, Rutledge, GA?

The 2025 property tax bill for 1640 Fears Rd, Rutledge, GA was $29. The county assessed it at $313,598.

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See this home in context

Open 1640 Fears Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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