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Single Family ResidenceResidential
$108,462$59 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

16638 RJ LN

ANDALUSIA, AL 36421
1
Baths
1,841 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$108K
$91K low$126K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$12,058
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$9,646
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$96,404
AMERICAN EQUITY HOLDINGS LLC · recorded Feb 25, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$431 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,960 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,460
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$13,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,960
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOVINGTON
Lot (acres)The size of the land the home sits on, from county records.0.90
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Straughn Middle SchoolA+
Middle · Grades 6–8 · 4.8 mi
E
Straughn Elementary SchoolA
Elementary · Grades PK–5 · 4.8 mi
H
Straughn High SchoolB-
High · Grades 9–12 · 5.0 mi

District: Covington County School District

Neighborhood · ZIP 36421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.9,809
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,322
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,527
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

16638 Rj Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Andalusia 36421
  • Costs less per square foot than 90% of homes in Andalusia 36421
  • Bigger than 71% of homes in Covington County
  • Has a smaller lot than 67% of homes in Andalusia 36421
  • Older than 83% of homes in Andalusia 36421

What homes are worth in Andalusia 36421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$601K

This home is worth more than 22% of homes in Andalusia 36421.

How it measures up in Andalusia 36421

The dot is this home. The mark in the middle is the typical home in Andalusia 36421.

Estimated value$108,462
CheaperTypical $197,031Pricier

Pricier than 22% of homes nearby

Price per ft²$59
CheaperTypical $115Pricier

Pricier than 10% of homes nearby

Living area1,841 ft²
SmallerTypical 1,591 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.9 ac
SmallerTypical 1.58 acBigger

Bigger than 33% of homes nearby

Year built1948
OlderTypical 1981Newer

Newer than 17% of homes nearby

How 16638 Rj Ln ranks against every home in each area.
MeasureThis homeAndalusia 36421Covington County
Estimated valuepricier than$108,46222% of homes36% of homes
Price per ft²pricier than$5910% of homes22% of homes
Living areabigger than1,841 ft²64% of homes71% of homes
Lot sizebigger than0.9 ac33% of homes45% of homes
Year builtnewer than194817% of homes27% of homes

About 16638 Rj Ln

How much is 16638 Rj Ln, Andalusia, AL worth?

The TopHap Estimate for 16638 Rj Ln, Andalusia, AL is $108,462 as of Jul 14, 2026. The likely range is $90,561 to $126,363. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 16638 Rj Ln, Andalusia, AL last sell?

16638 Rj Ln, Andalusia, AL last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 16638 Rj Ln, Andalusia, AL?

16638 Rj Ln, Andalusia, AL has 1 bathrooms, 1,841 square feet of living space and a 0.90-acre lot.

When was 16638 Rj Ln, Andalusia, AL built?

16638 Rj Ln, Andalusia, AL was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 16638 Rj Ln, Andalusia, AL?

16638 Rj Ln, Andalusia, AL is assigned to Straughn Middle School (middle), rated A+; Straughn Elementary School (elementary), rated A; Straughn High School (high), rated B-. All sit in Covington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 16638 Rj Ln, Andalusia, AL compare to other homes in Andalusia 36421?

Among the 4,031 homes in Andalusia 36421, it is worth more than 22% of them ($108,462 against a typical $197,031), its price per square foot is higher than 10% of them ($59 against a typical $115), it is bigger than 64% of them (1,841 ft² against a typical 1,591 ft²), its lot is bigger than 33% of them (0.9 ac against a typical 1.58 ac) and it is newer than 17% of them (1948 against a typical 1981). Measured against all of Covington County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 16638 Rj Ln, Andalusia, AL?

The 2025 property tax bill for 16638 Rj Ln, Andalusia, AL was $431. The county assessed it at $15,960.

More homes on Rj Ln

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Assigned schools

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