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CondominiumResidential
$192,147$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $245,000 on Dec 31, 2025

17 RUTH CT

MIDDLETOWN, NY 10940
2
Beds
1
Baths
996 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
436 ft²
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$192K
$179K low$206K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,000 · Dec 31, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.114%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$196,000
NEWREZ LLC · recorded Dec 31, 2025

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,360 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,860
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$106,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.0.01
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Hot Water

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Middletown Twin Towers Middle SchoolC-
Middle · Grades 6–8 · 1.2 mi
H
Middletown High SchoolC
High · Grades 9–12 · 1.5 mi

District: Middletown City School District

Neighborhood · ZIP 10940These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.54,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.830 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,554
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,052
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

17 Ruth Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Middletown 10940
  • Costs less per square foot than 93% of homes in Orange County
  • Smaller than 91% of homes in Middletown 10940
  • Has a smaller lot than 88% of homes in Middletown 10940
  • Newer than 67% of homes in Orange County

What homes are worth in Middletown 10940

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$721K

This home is worth more than 2% of homes in Middletown 10940.

How it measures up in Middletown 10940

The dot is this home. The mark in the middle is the typical home in Middletown 10940.

Estimated value$192,147
CheaperTypical $381,092Pricier

Pricier than 2% of homes nearby

Price per ft²$193
CheaperTypical $243Pricier

Pricier than 12% of homes nearby

Living area996 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 9% of homes nearby

Lot size436 ft²
SmallerTypical 0.18 acBigger

Bigger than 12% of homes nearby

Year built1988
OlderTypical 1972Newer

Newer than 66% of homes nearby

How 17 Ruth Ct ranks against every home in each area.
MeasureThis homeMiddletown 10940Orange County
Estimated valuepricier than$192,1472% of homes2% of homes
Price per ft²pricier than$19312% of homes7% of homes
Living areabigger than996 ft²9% of homes9% of homes
Lot sizebigger than436 ft²12% of homes12% of homes
Year builtnewer than198866% of homes67% of homes

About 17 Ruth Ct

How much is 17 Ruth Ct, Middletown, NY worth?

The TopHap Estimate for 17 Ruth Ct, Middletown, NY is $192,147 as of Jul 14, 2026. The likely range is $178,583 to $205,711. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 17 Ruth Ct, Middletown, NY last sell?

17 Ruth Ct, Middletown, NY last sold on Dec 31, 2025 for $245,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 17 Ruth Ct, Middletown, NY?

17 Ruth Ct, Middletown, NY has 2 bedrooms, 1 bathrooms, 996 square feet of living space and a 0.01-acre lot.

When was 17 Ruth Ct, Middletown, NY built?

17 Ruth Ct, Middletown, NY was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 17 Ruth Ct, Middletown, NY?

17 Ruth Ct, Middletown, NY is assigned to Middletown Twin Towers Middle School (middle), rated C-; Middletown High School (high), rated C. All sit in Middletown City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 17 Ruth Ct, Middletown, NY compare to other homes in Middletown 10940?

Among the 14,341 homes in Middletown 10940, it is worth more than 2% of them ($192,147 against a typical $381,092), its price per square foot is higher than 12% of them ($193 against a typical $243), it is bigger than 9% of them (996 ft² against a typical 1,620 ft²), its lot is bigger than 12% of them (436 ft² against a typical 0.18 ac) and it is newer than 66% of them (1988 against a typical 1972). Measured against all of Orange County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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See this home in context

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