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Single Family ResidenceResidential
$325,128$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $270,000 on Jul 20, 2021

174 RIDGEWOOD DR

WOODSTOCK, IL 60098
3
Beds
3 / 1
Baths
1,608 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$325K
$303K low$347K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$270,000 · Jul 20, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$36,259
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$29,007
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$265,109
GUARANTEED RATE AFFINITY LLC · 3.5% 2 · recorded Jul 20, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$23,760
US BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,663 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$91,173 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,749
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,424
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$86,270
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$273,519

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyMcHenry
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dean Street Elementary SchoolA-
Elementary · Grades 1–5 · 0.5 mi
H
Woodstock High SchoolA+
High · Grades 9–12 · 0.7 mi
M
Creekside Middle SchoolA+
Middle · Grades 6–8 · 1.7 mi

District: Woodstock Community Unit School District 200

Neighborhood · ZIP 60098These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.37,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.351 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,699
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

174 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Woodstock 60098

Each bar is how many homes fall in that price range. The marker is this home.

This home
$157K$853K

This home is worth more than 48% of homes in Woodstock 60098.

How it measures up in Woodstock 60098

The dot is this home. The mark in the middle is the typical home in Woodstock 60098.

Estimated value$325,128
CheaperTypical $330,508Pricier

Pricier than 48% of homes nearby

Price per ft²$202
CheaperTypical $191Pricier

Pricier than 61% of homes nearby

Living area1,608 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.23 ac
SmallerTypical 0.25 acBigger

Bigger than 47% of homes nearby

Year built1991
OlderTypical 1988Newer

Newer than 55% of homes nearby

How 174 Ridgewood Dr ranks against every home in each area.
MeasureThis homeWoodstock 60098McHenry County
Estimated valuepricier than$325,12848% of homes40% of homes
Price per ft²pricier than$20261% of homes46% of homes
Living areabigger than1,608 ft²42% of homes43% of homes
Lot sizebigger than0.23 ac47% of homes42% of homes
Year builtnewer than199155% of homes54% of homes

About 174 Ridgewood Dr

How much is 174 Ridgewood Dr, Woodstock, IL worth?

The TopHap Estimate for 174 Ridgewood Dr, Woodstock, IL is $325,128 as of Jul 14, 2026. The likely range is $303,017 to $347,239. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 174 Ridgewood Dr, Woodstock, IL last sell?

174 Ridgewood Dr, Woodstock, IL last sold on Jul 20, 2021 for $270,000, according to the county's recorded deed.

How big is 174 Ridgewood Dr, Woodstock, IL?

174 Ridgewood Dr, Woodstock, IL has 3 bedrooms, 3 bathrooms, 1,608 square feet of living space and a 0.23-acre lot.

When was 174 Ridgewood Dr, Woodstock, IL built?

174 Ridgewood Dr, Woodstock, IL was built in 1991, making it 35 years old. It is a split level home. The building has 2 stories.

What schools serve 174 Ridgewood Dr, Woodstock, IL?

174 Ridgewood Dr, Woodstock, IL is assigned to Dean Street Elementary School (elementary), rated A-; Woodstock High School (high), rated A+; Creekside Middle School (middle), rated A+. All sit in Woodstock Community Unit School District 200. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 174 Ridgewood Dr, Woodstock, IL compare to other homes in Woodstock 60098?

Among the 10,833 homes in Woodstock 60098, it is worth more than 48% of them ($325,128 against a typical $330,508), its price per square foot is higher than 61% of them ($202 against a typical $191), it is bigger than 42% of them (1,608 ft² against a typical 1,740 ft²), its lot is bigger than 47% of them (0.23 ac against a typical 0.25 ac) and it is newer than 55% of them (1991 against a typical 1988). Measured against all of McHenry County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 174 Ridgewood Dr, Woodstock, IL?

The 2024 property tax bill for 174 Ridgewood Dr, Woodstock, IL was $7,663. The county assessed it at $91,173.

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