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Single Family ResidenceResidential
$339,332$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $300,000 on Jun 14, 2024

194 RIDGEWOOD DR

WOODSTOCK, IL 60098
4
Beds
2
Baths
1,920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$339K
$319K low$359K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Jun 14, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$54,332
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$43,466
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$285,000
WINTRUST MORTGAGE · 7.12% 2 · recorded Jun 14, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,891 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,646 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,662
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,984
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$81,009
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,938

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcHenry
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.None

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dean Street Elementary SchoolA-
Elementary · Grades 1–5 · 0.5 mi
H
Woodstock High SchoolA+
High · Grades 9–12 · 0.7 mi
M
Creekside Middle SchoolA+
Middle · Grades 6–8 · 1.7 mi

District: Woodstock Community Unit School District 200

Neighborhood · ZIP 60098These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.37,083
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.351 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,699
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

194 Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 80% of homes in McHenry County
  • Has a smaller lot than 67% of homes in McHenry County
  • Newer than 90% of homes in McHenry County

What homes are worth in Woodstock 60098

Each bar is how many homes fall in that price range. The marker is this home.

This home
$157K$853K

This home is worth more than 52% of homes in Woodstock 60098.

How it measures up in Woodstock 60098

The dot is this home. The mark in the middle is the typical home in Woodstock 60098.

Estimated value$339,332
CheaperTypical $330,508Pricier

Pricier than 52% of homes nearby

Price per ft²$177
CheaperTypical $191Pricier

Pricier than 35% of homes nearby

Living area1,920 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.21 ac
SmallerTypical 0.25 acBigger

Bigger than 40% of homes nearby

Year built2004
OlderTypical 1988Newer

Newer than 82% of homes nearby

How 194 Ridgewood Dr ranks against every home in each area.
MeasureThis homeWoodstock 60098McHenry County
Estimated valuepricier than$339,33252% of homes43% of homes
Price per ft²pricier than$17735% of homes20% of homes
Living areabigger than1,920 ft²59% of homes58% of homes
Lot sizebigger than0.21 ac40% of homes33% of homes
Year builtnewer than200482% of homes90% of homes

About 194 Ridgewood Dr

How much is 194 Ridgewood Dr, Woodstock, IL worth?

The TopHap Estimate for 194 Ridgewood Dr, Woodstock, IL is $339,332 as of Jul 14, 2026. The likely range is $319,272 to $359,392. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 194 Ridgewood Dr, Woodstock, IL last sell?

194 Ridgewood Dr, Woodstock, IL last sold on Jun 14, 2024 for $300,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 194 Ridgewood Dr, Woodstock, IL?

194 Ridgewood Dr, Woodstock, IL has 4 bedrooms, 2 bathrooms, 1,920 square feet of living space and a 0.21-acre lot.

When was 194 Ridgewood Dr, Woodstock, IL built?

194 Ridgewood Dr, Woodstock, IL was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 194 Ridgewood Dr, Woodstock, IL?

194 Ridgewood Dr, Woodstock, IL is assigned to Dean Street Elementary School (elementary), rated A-; Woodstock High School (high), rated A+; Creekside Middle School (middle), rated A+. All sit in Woodstock Community Unit School District 200. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 194 Ridgewood Dr, Woodstock, IL compare to other homes in Woodstock 60098?

Among the 10,833 homes in Woodstock 60098, it is worth more than 52% of them ($339,332 against a typical $330,508), its price per square foot is higher than 35% of them ($177 against a typical $191), it is bigger than 59% of them (1,920 ft² against a typical 1,740 ft²), its lot is bigger than 40% of them (0.21 ac against a typical 0.25 ac) and it is newer than 82% of them (2004 against a typical 1988). Measured against all of McHenry County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 194 Ridgewood Dr, Woodstock, IL?

The 2024 property tax bill for 194 Ridgewood Dr, Woodstock, IL was $7,891. The county assessed it at $85,646.

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