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Residential - Vacant LandResidential
$253,660
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $275,000 on Sep 4, 2024

186 COLLINS RIVER DR

ROCK ISLAND, TN 38581
0
Baths
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$254K
$216K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$275,000 · Sep 4, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$33,660
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$26,928
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
REGIONS BANK · recorded Sep 4, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$32 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,625 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,625
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,625
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$6,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.66 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential - Vacant Land
CountyWarren
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eastside Elementary SchoolB+
Elementary · Grades PK–8 · 3.0 mi
H
Warren County High SchoolB-
High · Grades 9–12 · 11.1 mi

District: Warren County School District

Neighborhood · ZIP 38581These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,454
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Collins River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 86% of homes in Rock Island 38581

What homes are worth in Rock Island 38581

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$1.2M

This home is worth more than 64% of homes in Rock Island 38581.

How it measures up in Rock Island 38581

The dot is this home. The mark in the middle is the typical home in Rock Island 38581.

Estimated value$253,660
CheaperTypical $204,072Pricier

Pricier than 64% of homes nearby

Lot size0.49 ac
SmallerTypical 2.5 acBigger

Bigger than 14% of homes nearby

How 186 Collins River Dr ranks against every home in each area.
MeasureThis homeRock Island 38581Warren County
Estimated valuepricier than$253,66064% of homes62% of homes
Lot sizebigger than0.49 ac14% of homes27% of homes

About 186 Collins River Dr

How much is 186 Collins River Dr, Rock Island, TN worth?

The TopHap Estimate for 186 Collins River Dr, Rock Island, TN is $253,660 as of Jun 23, 2026. The likely range is $215,611 to $291,709. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 Collins River Dr, Rock Island, TN last sell?

186 Collins River Dr, Rock Island, TN last sold on Sep 4, 2024 for $275,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

What schools serve 186 Collins River Dr, Rock Island, TN?

186 Collins River Dr, Rock Island, TN is assigned to Eastside Elementary School (elementary), rated B+; Warren County High School (high), rated B-. All sit in Warren County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Collins River Dr, Rock Island, TN compare to other homes in Rock Island 38581?

Among the 2,129 homes in Rock Island 38581, it is worth more than 64% of them ($253,660 against a typical $204,072) and its lot is bigger than 14% of them (0.49 ac against a typical 2.5 ac). Measured against all of Warren County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 Collins River Dr, Rock Island, TN?

The 2024 property tax bill for 186 Collins River Dr, Rock Island, TN was $32. The county assessed it at $1,625.

More homes on Collins River Dr

Closest homes

More homes in Rock Island 38581

Assigned schools

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