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Single Family ResidenceResidential
$789,134$377 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

186 RIDGE ST

PEARL RIVER, NY 10965
3
Beds
2
Baths
2,091 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$789K
$735K low$843K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$689,134
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$551,307
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.13%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
BANK OF AMERICA · recorded Apr 15, 2020

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$180,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$137,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$180,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$565,381

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyRockland
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 189 ft²Porch · 252 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Franklin Avenue SchoolB-
Elementary · Grades KG–4 · 0.3 mi
H
Pearl River High SchoolA+
High · Grades 8–12 · 0.8 mi
M
Pearl River Middle SchoolB
Middle · Grades 5–7 · 1.0 mi

District: Pearl River Union Free School District

Neighborhood · ZIP 10965These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.15,807
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,914 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,939
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$161,425
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Pearl River 10965
  • Costs less per square foot than 70% of homes in Pearl River 10965
  • Bigger than 68% of homes in Pearl River 10965
  • Older than 91% of homes in Rockland County

What homes are worth in Pearl River 10965

Each bar is how many homes fall in that price range. The marker is this home.

This home
$306K$1.2M

This home is worth more than 68% of homes in Pearl River 10965.

How it measures up in Pearl River 10965

The dot is this home. The mark in the middle is the typical home in Pearl River 10965.

Estimated value$789,134
CheaperTypical $713,064Pricier

Pricier than 68% of homes nearby

Price per ft²$377
CheaperTypical $408Pricier

Pricier than 30% of homes nearby

Living area2,091 ft²
SmallerTypical 1,778 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.26 ac
SmallerTypical 0.32 acBigger

Bigger than 40% of homes nearby

Year built1926
OlderTypical 1957Newer

Newer than 12% of homes nearby

How 186 Ridge St ranks against every home in each area.
MeasureThis homePearl River 10965Rockland County
Estimated valuepricier than$789,13468% of homes56% of homes
Price per ft²pricier than$37730% of homes51% of homes
Living areabigger than2,091 ft²68% of homes55% of homes
Lot sizebigger than0.26 ac40% of homes41% of homes
Year builtnewer than192612% of homes9% of homes

About 186 Ridge St

How much is 186 Ridge St, Pearl River, NY worth?

The TopHap Estimate for 186 Ridge St, Pearl River, NY is $789,134 as of Jul 14, 2026. The likely range is $735,234 to $843,034. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 186 Ridge St, Pearl River, NY?

186 Ridge St, Pearl River, NY has 3 bedrooms, 2 bathrooms, 2,091 square feet of living space and a 0.26-acre lot.

When was 186 Ridge St, Pearl River, NY built?

186 Ridge St, Pearl River, NY was built in 1926, making it 100 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 186 Ridge St, Pearl River, NY?

186 Ridge St, Pearl River, NY is assigned to Franklin Avenue School (elementary), rated B-; Pearl River High School (high), rated A+; Pearl River Middle School (middle), rated B. All sit in Pearl River Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 Ridge St, Pearl River, NY compare to other homes in Pearl River 10965?

Among the 4,689 homes in Pearl River 10965, it is worth more than 68% of them ($789,134 against a typical $713,064), its price per square foot is higher than 30% of them ($377 against a typical $408), it is bigger than 68% of them (2,091 ft² against a typical 1,778 ft²), its lot is bigger than 40% of them (0.26 ac against a typical 0.32 ac) and it is newer than 12% of them (1926 against a typical 1957). Measured against all of Rockland County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Ridge St

Closest homes

More homes in Pearl River 10965

Assigned schools

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