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Single Family ResidenceResidential
$906,586$397 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $485,000 on Dec 4, 2002

196 RIDGE ST

PEARL RIVER, NY 10965
4
Beds
3 / 1
Baths
2,284 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$907K
$838K low$976K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$485,000 · Dec 4, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$358,835
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$287,068
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$541,414
CROSSCOUNTRY MORTGAGE INC · recorded Apr 30, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$6,337
HSBC BANK USA

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$226,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$186,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$226,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$709,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyRockland
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 152 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Franklin Avenue SchoolB-
Elementary · Grades KG–4 · 0.3 mi
H
Pearl River High SchoolA+
High · Grades 8–12 · 0.9 mi
M
Pearl River Middle SchoolB
Middle · Grades 5–7 · 1.0 mi

District: Pearl River Union Free School District

Neighborhood · ZIP 10965These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.15,807
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,914 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,939
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$161,425
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

196 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Pearl River 10965
  • Bigger than 77% of homes in Pearl River 10965
  • Has a smaller lot than 71% of homes in Pearl River 10965
  • Newer than 94% of homes in Pearl River 10965

What homes are worth in Pearl River 10965

Each bar is how many homes fall in that price range. The marker is this home.

This home
$306K$1.2M

This home is worth more than 85% of homes in Pearl River 10965.

How it measures up in Pearl River 10965

The dot is this home. The mark in the middle is the typical home in Pearl River 10965.

Estimated value$906,586
CheaperTypical $713,064Pricier

Pricier than 85% of homes nearby

Price per ft²$397
CheaperTypical $408Pricier

Pricier than 43% of homes nearby

Living area2,284 ft²
SmallerTypical 1,778 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.23 ac
SmallerTypical 0.32 acBigger

Bigger than 29% of homes nearby

Year built2002
OlderTypical 1957Newer

Newer than 94% of homes nearby

How 196 Ridge St ranks against every home in each area.
MeasureThis homePearl River 10965Rockland County
Estimated valuepricier than$906,58685% of homes71% of homes
Price per ft²pricier than$39743% of homes60% of homes
Living areabigger than2,284 ft²77% of homes64% of homes
Lot sizebigger than0.23 ac29% of homes37% of homes
Year builtnewer than200294% of homes89% of homes

About 196 Ridge St

How much is 196 Ridge St, Pearl River, NY worth?

The TopHap Estimate for 196 Ridge St, Pearl River, NY is $906,586 as of Jul 14, 2026. The likely range is $837,505 to $975,667. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 196 Ridge St, Pearl River, NY last sell?

196 Ridge St, Pearl River, NY last sold on Dec 4, 2002 for $485,000, according to the county's recorded deed.

How big is 196 Ridge St, Pearl River, NY?

196 Ridge St, Pearl River, NY has 4 bedrooms, 3 bathrooms, 2,284 square feet of living space and a 0.23-acre lot.

When was 196 Ridge St, Pearl River, NY built?

196 Ridge St, Pearl River, NY was built in 2002, making it 24 years old. It is a colonial home. The building has 2 stories.

What schools serve 196 Ridge St, Pearl River, NY?

196 Ridge St, Pearl River, NY is assigned to Franklin Avenue School (elementary), rated B-; Pearl River High School (high), rated A+; Pearl River Middle School (middle), rated B. All sit in Pearl River Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 196 Ridge St, Pearl River, NY compare to other homes in Pearl River 10965?

Among the 4,689 homes in Pearl River 10965, it is worth more than 85% of them ($906,586 against a typical $713,064), its price per square foot is higher than 43% of them ($397 against a typical $408), it is bigger than 77% of them (2,284 ft² against a typical 1,778 ft²), its lot is bigger than 29% of them (0.23 ac against a typical 0.32 ac) and it is newer than 94% of them (2002 against a typical 1957). Measured against all of Rockland County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Ridge St

Closest homes

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Assigned schools

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