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Single Family ResidenceResidential
$659,896$420 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $52,000 on Dec 2, 2020

186 RIVER ST

BILLERICA, MA 01821
3
Beds
2.5
Baths
1,572 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$660K
$633K low$687K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$52,000 · Dec 2, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$57,788
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$46,230
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$510,581
GUARANTEED RATE INC · recorded Dec 2, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$91,527
SECRETARY HOUSING URBAN DEVELOPMENT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,871 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$604,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$261,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$342,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$546,915

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Frederick J DutileB-
Elementary · Grades KG–4 · 0.6 mi
H
Billerica Memorial High SchoolC
High · Grades 8–12 · 0.8 mi
M
Marshall Middle SchoolB-
Middle · Grades 5–7 · 1.2 mi

District: Billerica School District

Neighborhood · ZIP 01821These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.31,495
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,857 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,460
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,991
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

186 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Middlesex County
  • Costs more per square foot than 76% of homes in Billerica 01821
  • Smaller than 70% of homes in Billerica 01821
  • Has a smaller lot than 86% of homes in Billerica 01821

What homes are worth in Billerica 01821

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$1.1M

This home is worth more than 47% of homes in Billerica 01821.

How it measures up in Billerica 01821

The dot is this home. The mark in the middle is the typical home in Billerica 01821.

Estimated value$659,896
CheaperTypical $670,289Pricier

Pricier than 47% of homes nearby

Price per ft²$420
CheaperTypical $370Pricier

Pricier than 76% of homes nearby

Living area1,572 ft²
SmallerTypical 1,876 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.22 ac
SmallerTypical 0.57 acBigger

Bigger than 14% of homes nearby

Year built1964
OlderTypical 1970Newer

Newer than 36% of homes nearby

How 186 River St ranks against every home in each area.
MeasureThis homeBillerica 01821Middlesex County
Estimated valuepricier than$659,89647% of homes33% of homes
Price per ft²pricier than$42076% of homes38% of homes
Living areabigger than1,572 ft²30% of homes38% of homes
Lot sizebigger than0.22 ac14% of homes38% of homes
Year builtnewer than196436% of homes57% of homes

About 186 River St

How much is 186 River St, Billerica, MA worth?

The TopHap Estimate for 186 River St, Billerica, MA is $659,896 as of Jul 14, 2026. The likely range is $632,788 to $687,004. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 186 River St, Billerica, MA last sell?

186 River St, Billerica, MA last sold on Dec 2, 2020 for $52,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 186 River St, Billerica, MA?

186 River St, Billerica, MA has 3 bedrooms, 2.5 bathrooms, 1,572 square feet of living space and a 0.22-acre lot.

When was 186 River St, Billerica, MA built?

186 River St, Billerica, MA was built in 1964, making it 62 years old. It is a cape cod home. The building has 2 stories.

What schools serve 186 River St, Billerica, MA?

186 River St, Billerica, MA is assigned to Frederick J Dutile (elementary), rated B-; Billerica Memorial High School (high), rated C; Marshall Middle School (middle), rated B-. All sit in Billerica School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 186 River St, Billerica, MA compare to other homes in Billerica 01821?

Among the 10,003 homes in Billerica 01821, it is worth more than 47% of them ($659,896 against a typical $670,289), its price per square foot is higher than 76% of them ($420 against a typical $370), it is bigger than 30% of them (1,572 ft² against a typical 1,876 ft²), its lot is bigger than 14% of them (0.22 ac against a typical 0.57 ac) and it is newer than 36% of them (1964 against a typical 1970). Measured against all of Middlesex County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 186 River St, Billerica, MA?

The 2025 property tax bill for 186 River St, Billerica, MA was $6,871. The county assessed it at $604,300.

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Assigned schools

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