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Single Family ResidenceResidential
$549,936$337 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $450,000 on Jun 4, 2026

18858 RUSSELL RD

VALLEY LEE, MD 20692
1.5
Baths
1,631 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$550K
$527K low$573K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$450,000 · Jun 4, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$189,936
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,949
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$360,000
Null Placeholder · 6.23% 2 · recorded Jun 4, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,693 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$428,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$307,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$120,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$415,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$428,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. MARY'S
Lot (acres)The size of the land the home sits on, from county records.0.53
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 256 ft²Porch · 750 ft²Boat access

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Piney Point Elementary SchoolA
Elementary · Grades PK–5 · 1.6 mi
H
Leonardtown High SchoolC
High · Grades 9–12 · 6.9 mi
M
Leonardtown Middle SchoolA
Middle · Grades 6–8 · 7.2 mi

District: St. Marys County Public Schools

Neighborhood · ZIP 20692These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,256
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.153 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,809
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,295
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

18858 Russell Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in St. Mary's County
  • Costs more per square foot than 90% of homes in Valley Lee 20692
  • Smaller than 65% of homes in Valley Lee 20692
  • Has a smaller lot than 96% of homes in Valley Lee 20692
  • Older than 72% of homes in St. Mary's County

What homes are worth in Valley Lee 20692

Each bar is how many homes fall in that price range. The marker is this home.

This home
$203K$1.4M

This home is worth more than 64% of homes in Valley Lee 20692.

How it measures up in Valley Lee 20692

The dot is this home. The mark in the middle is the typical home in Valley Lee 20692.

Estimated value$549,936
CheaperTypical $499,096Pricier

Pricier than 64% of homes nearby

Price per ft²$337
CheaperTypical $252Pricier

Pricier than 90% of homes nearby

Living area1,631 ft²
SmallerTypical 1,868 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.53 ac
SmallerTypical 2.16 acBigger

Bigger than 4% of homes nearby

Year built1976
OlderTypical 1986Newer

Newer than 35% of homes nearby

How 18858 Russell Rd ranks against every home in each area.
MeasureThis homeValley Lee 20692St. Mary's County
Estimated valuepricier than$549,93664% of homes76% of homes
Price per ft²pricier than$33790% of homes90% of homes
Living areabigger than1,631 ft²35% of homes43% of homes
Lot sizebigger than0.53 ac4% of homes42% of homes
Year builtnewer than197635% of homes28% of homes

About 18858 Russell Rd

How much is 18858 Russell Rd, Valley Lee, MD worth?

The TopHap Estimate for 18858 Russell Rd, Valley Lee, MD is $549,936 as of Jul 14, 2026. The likely range is $527,159 to $572,713. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 18858 Russell Rd, Valley Lee, MD last sell?

18858 Russell Rd, Valley Lee, MD last sold on Jun 4, 2026 for $450,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 18858 Russell Rd, Valley Lee, MD?

18858 Russell Rd, Valley Lee, MD has 1.5 bathrooms, 1,631 square feet of living space and a 0.53-acre lot.

When was 18858 Russell Rd, Valley Lee, MD built?

18858 Russell Rd, Valley Lee, MD was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 18858 Russell Rd, Valley Lee, MD?

18858 Russell Rd, Valley Lee, MD is assigned to Piney Point Elementary School (elementary), rated A; Leonardtown High School (high), rated C; Leonardtown Middle School (middle), rated A. All sit in St. Marys County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 18858 Russell Rd, Valley Lee, MD compare to other homes in Valley Lee 20692?

Among the 338 homes in Valley Lee 20692, it is worth more than 64% of them ($549,936 against a typical $499,096), its price per square foot is higher than 90% of them ($337 against a typical $252), it is bigger than 35% of them (1,631 ft² against a typical 1,868 ft²), its lot is bigger than 4% of them (0.53 ac against a typical 2.16 ac) and it is newer than 35% of them (1976 against a typical 1986). Measured against all of St. Mary's County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 18858 Russell Rd, Valley Lee, MD?

The 2025 property tax bill for 18858 Russell Rd, Valley Lee, MD was $4,693. The county assessed it at $428,500.

More homes on Russell Rd

Closest homes

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Assigned schools

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See this home in context

Open 18858 Russell Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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