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Single Family ResidenceResidential
$370,011$317 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

19 RIVER RIDGE CIR

SCOTTSBORO, AL 35769
2 / 1
Baths
1,166 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.53 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$370K
$317K low$423K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$236,902
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$189,522
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$133,109
PHH MORTGAGE CORP (FKA CENDANT MORTGAGE · recorded Aug 8, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$919 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,960 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,660
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$262,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.53
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Scottsboro High SchoolB
High · Grades 9–12 · 2.3 mi
E
Caldwell Elementary SchoolA
Elementary · Grades 1–3 · 2.8 mi
M
Scottsboro Junior High SchoolB
Middle · Grades 7–8 · 3.0 mi

District: Scottsboro City School District

Neighborhood · ZIP 35769These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.10,432
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,859
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,669
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

19 River Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Jackson County
  • Costs more per square foot than 94% of homes in Jackson County
  • Smaller than 82% of homes in Scottsboro 35769
  • Has a smaller lot than 72% of homes in Jackson County

What homes are worth in Scottsboro 35769

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$1.4M

This home is worth more than 66% of homes in Scottsboro 35769.

How it measures up in Scottsboro 35769

The dot is this home. The mark in the middle is the typical home in Scottsboro 35769.

Estimated value$370,011
CheaperTypical $287,307Pricier

Pricier than 66% of homes nearby

Price per ft²$317
CheaperTypical $166Pricier

Pricier than 84% of homes nearby

Living area1,166 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.53 ac
SmallerTypical 0.63 acBigger

Bigger than 41% of homes nearby

Year built1989
OlderTypical 1983Newer

Newer than 57% of homes nearby

How 19 River Ridge Cir ranks against every home in each area.
MeasureThis homeScottsboro 35769Jackson County
Estimated valuepricier than$370,01166% of homes83% of homes
Price per ft²pricier than$31784% of homes94% of homes
Living areabigger than1,166 ft²18% of homes30% of homes
Lot sizebigger than0.53 ac41% of homes28% of homes
Year builtnewer than198957% of homes62% of homes

About 19 River Ridge Cir

How much is 19 River Ridge Cir, Scottsboro, AL worth?

The TopHap Estimate for 19 River Ridge Cir, Scottsboro, AL is $370,011 as of Jul 14, 2026. The likely range is $316,573 to $423,449. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 19 River Ridge Cir, Scottsboro, AL last sell?

19 River Ridge Cir, Scottsboro, AL last sold on Jul 26, 2022, according to the county's recorded deed.

How big is 19 River Ridge Cir, Scottsboro, AL?

19 River Ridge Cir, Scottsboro, AL has 2 bathrooms, 1,166 square feet of living space and a 0.53-acre lot.

When was 19 River Ridge Cir, Scottsboro, AL built?

19 River Ridge Cir, Scottsboro, AL was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 19 River Ridge Cir, Scottsboro, AL?

19 River Ridge Cir, Scottsboro, AL is assigned to Scottsboro High School (high), rated B; Caldwell Elementary School (elementary), rated A; Scottsboro Junior High School (middle), rated B. All sit in Scottsboro City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 19 River Ridge Cir, Scottsboro, AL compare to other homes in Scottsboro 35769?

Among the 4,181 homes in Scottsboro 35769, it is worth more than 66% of them ($370,011 against a typical $287,307), its price per square foot is higher than 84% of them ($317 against a typical $166), it is bigger than 18% of them (1,166 ft² against a typical 1,620 ft²), its lot is bigger than 41% of them (0.53 ac against a typical 0.63 ac) and it is newer than 57% of them (1989 against a typical 1983). Measured against all of Jackson County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 19 River Ridge Cir, Scottsboro, AL?

The 2025 property tax bill for 19 River Ridge Cir, Scottsboro, AL was $919. The county assessed it at $19,960.

More homes on River Ridge Cir

Closest homes

More homes in Scottsboro 35769

Assigned schools

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