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Single Family ResidenceResidential
$268,276$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 RIVER RIDGE CIR

SCOTTSBORO, AL 35769
1
Baths
1,636 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$268K
$220K low$316K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$268,276
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$214,621

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$764 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,760 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$203,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
Lot (acres)The size of the land the home sits on, from county records.0.55
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Brick (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Scottsboro High SchoolB
High · Grades 9–12 · 2.3 mi
E
Caldwell Elementary SchoolA
Elementary · Grades 1–3 · 2.7 mi
M
Scottsboro Junior High SchoolB
Middle · Grades 7–8 · 3.0 mi

District: Scottsboro City School District

Neighborhood · ZIP 35769These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.10,432
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,859
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,669
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 River Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Jackson County
  • Costs more per square foot than 66% of homes in Jackson County
  • Bigger than 65% of homes in Jackson County
  • Has a smaller lot than 71% of homes in Jackson County
  • Newer than 68% of homes in Jackson County

What homes are worth in Scottsboro 35769

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$1.5M

This home is worth more than 45% of homes in Scottsboro 35769.

How it measures up in Scottsboro 35769

The dot is this home. The mark in the middle is the typical home in Scottsboro 35769.

Estimated value$268,276
CheaperTypical $287,563Pricier

Pricier than 45% of homes nearby

Price per ft²$164
CheaperTypical $167Pricier

Pricier than 49% of homes nearby

Living area1,636 ft²
SmallerTypical 1,615 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.55 ac
SmallerTypical 0.64 acBigger

Bigger than 43% of homes nearby

Year built1993
OlderTypical 1983Newer

Newer than 65% of homes nearby

How 20 River Ridge Cir ranks against every home in each area.
MeasureThis homeScottsboro 35769Jackson County
Estimated valuepricier than$268,27645% of homes68% of homes
Price per ft²pricier than$16449% of homes66% of homes
Living areabigger than1,636 ft²51% of homes65% of homes
Lot sizebigger than0.55 ac43% of homes29% of homes
Year builtnewer than199365% of homes68% of homes

About 20 River Ridge Cir

How much is 20 River Ridge Cir, Scottsboro, AL worth?

The TopHap Estimate for 20 River Ridge Cir, Scottsboro, AL is $268,276 as of Jul 14, 2026. The likely range is $220,436 to $316,116. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 River Ridge Cir, Scottsboro, AL last sell?

20 River Ridge Cir, Scottsboro, AL last sold on Jul 18, 2025, according to the county's recorded deed.

How big is 20 River Ridge Cir, Scottsboro, AL?

20 River Ridge Cir, Scottsboro, AL has 1 bathrooms, 1,636 square feet of living space and a 0.55-acre lot.

When was 20 River Ridge Cir, Scottsboro, AL built?

20 River Ridge Cir, Scottsboro, AL was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 20 River Ridge Cir, Scottsboro, AL?

20 River Ridge Cir, Scottsboro, AL is assigned to Scottsboro High School (high), rated B; Caldwell Elementary School (elementary), rated A; Scottsboro Junior High School (middle), rated B. All sit in Scottsboro City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 River Ridge Cir, Scottsboro, AL compare to other homes in Scottsboro 35769?

Among the 4,181 homes in Scottsboro 35769, it is worth more than 45% of them ($268,276 against a typical $287,563), its price per square foot is higher than 49% of them ($164 against a typical $167), it is bigger than 51% of them (1,636 ft² against a typical 1,615 ft²), its lot is bigger than 43% of them (0.55 ac against a typical 0.64 ac) and it is newer than 65% of them (1993 against a typical 1983). Measured against all of Jackson County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 River Ridge Cir, Scottsboro, AL?

The 2025 property tax bill for 20 River Ridge Cir, Scottsboro, AL was $764. The county assessed it at $15,760.

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See this home in context

Open 20 River Ridge Ciron TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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