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Single Family ResidenceResidential
$248,406$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $249,000 on Jun 24, 2026

1945 RIVER ROCK RD

JACKSONVILLE, FL 32221
3
Beds
2
Baths
1,575 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$248K
$243K low$253K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$249,000 · Jun 24, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$11,856
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$9,485
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.95%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$236,550
GRINDLE MORTGAGE INC · 6.36% 2 · recorded Jun 24, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,021 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$138,433 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$134,794
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,670

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDUVAL
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 30 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Crystal Springs Elementary SchoolD
Elementary · Grades PK–5 · 1.9 mi
M
Chaffee Trail Middle SchoolD-
Middle · Grades 6–8 · 3.4 mi
H
Edward H. White High SchoolD
High · Grades 9–12 · 3.4 mi

District: Duval County School District

Neighborhood · ZIP 32221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.34,480
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.676 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,473
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,093
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1945 River Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Crystal Springs
  • Smaller than 80% of homes in Crystal Springs
  • Among the smallest lots in Crystal Springs
  • Newer than 92% of homes in Crystal Springs

What homes are worth in Jacksonville 32221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$499K

This home is worth more than 29% of homes in Jacksonville 32221.

How it measures up in Jacksonville 32221

The dot is this home. The mark in the middle is the typical home in Jacksonville 32221.

Estimated value$248,406
CheaperTypical $291,311Pricier

Pricier than 29% of homes nearby

Price per ft²$158
CheaperTypical $157Pricier

Pricier than 51% of homes nearby

Living area1,575 ft²
SmallerTypical 1,817 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.14 ac
SmallerTypical 0.24 acBigger

Bigger than 8% of homes nearby

Year built2007
OlderTypical 2002Newer

Newer than 71% of homes nearby

How 1945 River Rock Rd ranks against every home in each area.
MeasureThis homeCrystal SpringsJacksonville 32221Duval County
Estimated valuepricier than$248,40614% of homes29% of homes40% of homes
Price per ft²pricier than$15839% of homes51% of homes39% of homes
Living areabigger than1,575 ft²20% of homes32% of homes48% of homes
Lot sizebigger than0.14 acalmost no homes8% of homes27% of homes
Year builtnewer than200792% of homes71% of homes81% of homes

About 1945 River Rock Rd

How much is 1945 River Rock Rd, Jacksonville, FL worth?

The TopHap Estimate for 1945 River Rock Rd, Jacksonville, FL is $248,406 as of Jul 14, 2026. The likely range is $243,431 to $253,381. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1945 River Rock Rd, Jacksonville, FL last sell?

1945 River Rock Rd, Jacksonville, FL last sold on Jun 24, 2026 for $249,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 1945 River Rock Rd, Jacksonville, FL?

1945 River Rock Rd, Jacksonville, FL has 3 bedrooms, 2 bathrooms, 1,575 square feet of living space and a 0.14-acre lot.

When was 1945 River Rock Rd, Jacksonville, FL built?

1945 River Rock Rd, Jacksonville, FL was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 1945 River Rock Rd, Jacksonville, FL?

1945 River Rock Rd, Jacksonville, FL is assigned to Crystal Springs Elementary School (elementary), rated D; Chaffee Trail Middle School (middle), rated D-; Edward H. White High School (high), rated D. All sit in Duval County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1945 River Rock Rd, Jacksonville, FL compare to other homes in Jacksonville 32221?

Among the 11,192 homes in Jacksonville 32221, it is worth more than 29% of them ($248,406 against a typical $291,311), its price per square foot is higher than 51% of them ($158 against a typical $157), it is bigger than 32% of them (1,575 ft² against a typical 1,817 ft²), its lot is bigger than 8% of them (0.14 ac against a typical 0.24 ac) and it is newer than 71% of them (2007 against a typical 2002). Measured against all of Duval County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1945 River Rock Rd, Jacksonville, FL?

The 2025 property tax bill for 1945 River Rock Rd, Jacksonville, FL was $2,021. The county assessed it at $138,433.

More homes on River Rock Rd

Closest homes

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Assigned schools

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See this home in context

Open 1945 River Rock Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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