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Single Family ResidenceResidential
$395,306$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

19480 RUFF SHORES RD

GRAND RAPIDS, MN 55744
5
Beds
0
Baths
1,712 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.67 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$395K
$379K low$412K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.149%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$249,000
THE FIRST NATIONAL BANK OF DEERWOOD · recorded Jan 26, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$325,959
FIRST NATIONAL BANK OF DEERWOOD
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$61,015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,266 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$767,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$375,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$391,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$719,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$767,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.94 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyITASCA
Lot (acres)The size of the land the home sits on, from county records.0.67
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 236 ft²Patio · 168 ft²Porch · 332 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Rapids Elementary SchoolB
Elementary · Grades KG–5 · 4.7 mi
M
Robert J Elkington Middle SchoolB-
Middle · Grades 6–8 · 6.0 mi
H
Grand Rapids High SchoolB+
High · Grades 9–12 · 6.1 mi

District: Grand Rapids Public School District

Neighborhood · ZIP 55744These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,359
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,787
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,425
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

19480 Ruff Shores Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Itasca County
  • Costs more per square foot than 74% of homes in Grand Rapids 55744
  • Bigger than 88% of homes in Itasca County
  • Has a smaller lot than 71% of homes in Itasca County
  • Older than 91% of homes in Grand Rapids 55744

What homes are worth in Grand Rapids 55744

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$668K

This home is worth more than 88% of homes in Grand Rapids 55744.

How it measures up in Grand Rapids 55744

The dot is this home. The mark in the middle is the typical home in Grand Rapids 55744.

Estimated value$395,306
CheaperTypical $206,055Pricier

Pricier than 88% of homes nearby

Price per ft²$231
CheaperTypical $172Pricier

Pricier than 74% of homes nearby

Living area1,712 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.67 ac
SmallerTypical 1.07 acBigger

Bigger than 38% of homes nearby

Year built1940
OlderTypical 1977Newer

Newer than 9% of homes nearby

How 19480 Ruff Shores Rd ranks against every home in each area.
MeasureThis homeGrand Rapids 55744Itasca County
Estimated valuepricier than$395,30688% of homes90% of homes
Price per ft²pricier than$23174% of homes72% of homes
Living areabigger than1,712 ft²86% of homes88% of homes
Lot sizebigger than0.67 ac38% of homes29% of homes
Year builtnewer than19409% of homes12% of homes

About 19480 Ruff Shores Rd

How much is 19480 Ruff Shores Rd, Grand Rapids, MN worth?

The TopHap Estimate for 19480 Ruff Shores Rd, Grand Rapids, MN is $395,306 as of Jul 14, 2026. The likely range is $378,760 to $411,852. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 19480 Ruff Shores Rd, Grand Rapids, MN last sell?

19480 Ruff Shores Rd, Grand Rapids, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 19480 Ruff Shores Rd, Grand Rapids, MN?

19480 Ruff Shores Rd, Grand Rapids, MN has 5 bedrooms, 1,712 square feet of living space and a 0.67-acre lot.

When was 19480 Ruff Shores Rd, Grand Rapids, MN built?

19480 Ruff Shores Rd, Grand Rapids, MN was built in 1940, making it 86 years old. The building has 2 stories.

What schools serve 19480 Ruff Shores Rd, Grand Rapids, MN?

19480 Ruff Shores Rd, Grand Rapids, MN is assigned to West Rapids Elementary School (elementary), rated B; Robert J Elkington Middle School (middle), rated B-; Grand Rapids High School (high), rated B+. All sit in Grand Rapids Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 19480 Ruff Shores Rd, Grand Rapids, MN compare to other homes in Grand Rapids 55744?

Among the 9,142 homes in Grand Rapids 55744, it is worth more than 88% of them ($395,306 against a typical $206,055), its price per square foot is higher than 74% of them ($231 against a typical $172), it is bigger than 86% of them (1,712 ft² against a typical 1,176 ft²), its lot is bigger than 38% of them (0.67 ac against a typical 1.07 ac) and it is newer than 9% of them (1940 against a typical 1977). Measured against all of Itasca County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 19480 Ruff Shores Rd, Grand Rapids, MN?

The 2026 property tax bill for 19480 Ruff Shores Rd, Grand Rapids, MN was $7,266. The county assessed it at $767,000.

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Assigned schools

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