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Single Family ResidenceResidential
$395,442$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $425,000 on May 5, 2020

19498 RUFF SHORES RD

GRAND RAPIDS, MN 55744
3
Beds
0
Baths
1,728 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$395K
$342K low$449K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$425,000 · May 5, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$55,442
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$44,354
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$340,000
MEMBERS COOPERATIVE CREDIT UNION · P · recorded May 5, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,932 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$646,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$409,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$236,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$591,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$646,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.69 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyITASCA
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Porch · 112 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Rapids Elementary SchoolB
Elementary · Grades KG–5 · 4.7 mi
M
Robert J Elkington Middle SchoolB-
Middle · Grades 6–8 · 6.0 mi
H
Grand Rapids High SchoolB+
High · Grades 9–12 · 6.1 mi

District: Grand Rapids Public School District

Neighborhood · ZIP 55744These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.8

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,359
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,787
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,425
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

19498 Ruff Shores Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Itasca County
  • Costs more per square foot than 74% of homes in Grand Rapids 55744
  • Bigger than 89% of homes in Itasca County
  • Older than 78% of homes in Grand Rapids 55744

What homes are worth in Grand Rapids 55744

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$668K

This home is worth more than 88% of homes in Grand Rapids 55744.

How it measures up in Grand Rapids 55744

The dot is this home. The mark in the middle is the typical home in Grand Rapids 55744.

Estimated value$395,442
CheaperTypical $206,055Pricier

Pricier than 88% of homes nearby

Price per ft²$229
CheaperTypical $172Pricier

Pricier than 74% of homes nearby

Living area1,728 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 87% of homes nearby

Lot size1 ac
SmallerTypical 1.07 acBigger

Bigger than 48% of homes nearby

Year built1955
OlderTypical 1977Newer

Newer than 22% of homes nearby

How 19498 Ruff Shores Rd ranks against every home in each area.
MeasureThis homeGrand Rapids 55744Itasca County
Estimated valuepricier than$395,44288% of homes90% of homes
Price per ft²pricier than$22974% of homes71% of homes
Living areabigger than1,728 ft²87% of homes89% of homes
Lot sizebigger than1 ac48% of homes37% of homes
Year builtnewer than195522% of homes22% of homes

About 19498 Ruff Shores Rd

How much is 19498 Ruff Shores Rd, Grand Rapids, MN worth?

The TopHap Estimate for 19498 Ruff Shores Rd, Grand Rapids, MN is $395,442 as of Jul 14, 2026. The likely range is $341,532 to $449,352. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 19498 Ruff Shores Rd, Grand Rapids, MN last sell?

19498 Ruff Shores Rd, Grand Rapids, MN last sold on May 5, 2020 for $425,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 19498 Ruff Shores Rd, Grand Rapids, MN?

19498 Ruff Shores Rd, Grand Rapids, MN has 3 bedrooms, 1,728 square feet of living space and a 1.00-acre lot.

When was 19498 Ruff Shores Rd, Grand Rapids, MN built?

19498 Ruff Shores Rd, Grand Rapids, MN was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 19498 Ruff Shores Rd, Grand Rapids, MN?

19498 Ruff Shores Rd, Grand Rapids, MN is assigned to West Rapids Elementary School (elementary), rated B; Robert J Elkington Middle School (middle), rated B-; Grand Rapids High School (high), rated B+. All sit in Grand Rapids Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 19498 Ruff Shores Rd, Grand Rapids, MN compare to other homes in Grand Rapids 55744?

Among the 9,142 homes in Grand Rapids 55744, it is worth more than 88% of them ($395,442 against a typical $206,055), its price per square foot is higher than 74% of them ($229 against a typical $172), it is bigger than 87% of them (1,728 ft² against a typical 1,176 ft²), its lot is bigger than 48% of them (1 ac against a typical 1.07 ac) and it is newer than 22% of them (1955 against a typical 1977). Measured against all of Itasca County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 19498 Ruff Shores Rd, Grand Rapids, MN?

The 2026 property tax bill for 19498 Ruff Shores Rd, Grand Rapids, MN was $5,932. The county assessed it at $646,700.

More homes on Ruff Shores Rd

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Assigned schools

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