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Single Family ResidenceResidential
$197,823$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $97,000 on Sep 5, 2013

195 RINGTAIL RUN

MURPHY, NC 28906
2
Beds
2
Baths
1,012 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$198K
$160K low$236K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$97,000 · Sep 5, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$152,823
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$122,258
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
BANK OF AMERICA NA · recorded Sep 5, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$955 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$124,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$124,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$124,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.0.51
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 272 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ranger Elementary & Middle SchoolC+
Elementary · Grades PK–8 · 4.0 mi
H
Hiwassee Dam High SchoolB
High · Grades 9–12 · 5.8 mi

District: Cherokee County Schools

Neighborhood · ZIP 28906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,607
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Ringtail Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Murphy 28906
  • Smaller than 76% of homes in Cherokee County
  • Has a smaller lot than 90% of homes in Murphy 28906
  • Newer than 80% of homes in Cherokee County

What homes are worth in Murphy 28906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$674K

This home is worth more than 30% of homes in Murphy 28906.

How it measures up in Murphy 28906

The dot is this home. The mark in the middle is the typical home in Murphy 28906.

Estimated value$197,823
CheaperTypical $276,029Pricier

Pricier than 30% of homes nearby

Price per ft²$195
CheaperTypical $226Pricier

Pricier than 38% of homes nearby

Living area1,012 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.51 ac
SmallerTypical 1.33 acBigger

Bigger than 10% of homes nearby

Year built2006
OlderTypical 1996Newer

Newer than 78% of homes nearby

How 195 Ringtail Run ranks against every home in each area.
MeasureThis homeMurphy 28906Cherokee County
Estimated valuepricier than$197,82330% of homes35% of homes
Price per ft²pricier than$19538% of homes44% of homes
Living areabigger than1,012 ft²25% of homes24% of homes
Lot sizebigger than0.51 ac10% of homes12% of homes
Year builtnewer than200678% of homes80% of homes

About 195 Ringtail Run

How much is 195 Ringtail Run, Murphy, NC worth?

The TopHap Estimate for 195 Ringtail Run, Murphy, NC is $197,823 as of Jul 14, 2026. The likely range is $159,880 to $235,766. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Ringtail Run, Murphy, NC last sell?

195 Ringtail Run, Murphy, NC last sold on Sep 5, 2013 for $97,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 195 Ringtail Run, Murphy, NC?

195 Ringtail Run, Murphy, NC has 2 bedrooms, 2 bathrooms, 1,012 square feet of living space and a 0.51-acre lot.

When was 195 Ringtail Run, Murphy, NC built?

195 Ringtail Run, Murphy, NC was built in 2006, making it 20 years old. The building has 2 stories.

What schools serve 195 Ringtail Run, Murphy, NC?

195 Ringtail Run, Murphy, NC is assigned to Ranger Elementary & Middle School (elementary), rated C+; Hiwassee Dam High School (high), rated B. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Ringtail Run, Murphy, NC compare to other homes in Murphy 28906?

Among the 14,392 homes in Murphy 28906, it is worth more than 30% of them ($197,823 against a typical $276,029), its price per square foot is higher than 38% of them ($195 against a typical $226), it is bigger than 25% of them (1,012 ft² against a typical 1,320 ft²), its lot is bigger than 10% of them (0.51 ac against a typical 1.33 ac) and it is newer than 78% of them (2006 against a typical 1996). Measured against all of Cherokee County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Ringtail Run, Murphy, NC?

The 2025 property tax bill for 195 Ringtail Run, Murphy, NC was $955. The county assessed it at $124,300.

More homes on Ringtail Run

Closest homes

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Assigned schools

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