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Single Family ResidenceResidential
$478,971$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

195 RITCHIE CREEK RD

BLUE RIDGE, GA 30513
2
Baths
2,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$479K
$422K low$536K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$478,971
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$383,177

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,156 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,419 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,433
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$102,986
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,419
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,546

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFannin
Lot (acres)The size of the land the home sits on, from county records.6.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Pole Building Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 890 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Fannin Elementary SchoolB
Elementary · Grades KG–5 · 3.5 mi
H
Fannin County High SchoolC+
High · Grades 9–12 · 7.7 mi
M
Fannin County Middle SchoolB
Middle · Grades 6–8 · 8.5 mi

District: Fannin County School District

Neighborhood · ZIP 30513These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,417
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,217
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,839
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

195 Ritchie Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 71% of homes in Blue Ridge 30513
  • Has a bigger lot than 90% of homes in Blue Ridge 30513
  • Older than 77% of homes in Blue Ridge 30513

What homes are worth in Blue Ridge 30513

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$1.7M

This home is worth more than 49% of homes in Blue Ridge 30513.

How it measures up in Blue Ridge 30513

The dot is this home. The mark in the middle is the typical home in Blue Ridge 30513.

Estimated value$478,971
CheaperTypical $485,410Pricier

Pricier than 49% of homes nearby

Price per ft²$235
CheaperTypical $290Pricier

Pricier than 29% of homes nearby

Living area2,040 ft²
SmallerTypical 1,730 ft²Bigger

Bigger than 61% of homes nearby

Lot size6 ac
SmallerTypical 1.5 acBigger

Bigger than 90% of homes nearby

Year built1980
OlderTypical 1999Newer

Newer than 23% of homes nearby

How 195 Ritchie Creek Rd ranks against every home in each area.
MeasureThis homeBlue Ridge 30513Fannin County
Estimated valuepricier than$478,97149% of homes53% of homes
Price per ft²pricier than$23529% of homes35% of homes
Living areabigger than2,040 ft²61% of homes62% of homes
Lot sizebigger than6 ac90% of homes86% of homes
Year builtnewer than198023% of homes24% of homes

About 195 Ritchie Creek Rd

How much is 195 Ritchie Creek Rd, Blue Ridge, GA worth?

The TopHap Estimate for 195 Ritchie Creek Rd, Blue Ridge, GA is $478,971 as of Jul 14, 2026. The likely range is $421,603 to $536,339. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 195 Ritchie Creek Rd, Blue Ridge, GA last sell?

195 Ritchie Creek Rd, Blue Ridge, GA last sold on Jun 30, 2025, according to the county's recorded deed.

How big is 195 Ritchie Creek Rd, Blue Ridge, GA?

195 Ritchie Creek Rd, Blue Ridge, GA has 2 bathrooms, 2,040 square feet of living space and a 6.00-acre lot.

When was 195 Ritchie Creek Rd, Blue Ridge, GA built?

195 Ritchie Creek Rd, Blue Ridge, GA was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 195 Ritchie Creek Rd, Blue Ridge, GA?

195 Ritchie Creek Rd, Blue Ridge, GA is assigned to West Fannin Elementary School (elementary), rated B; Fannin County High School (high), rated C+; Fannin County Middle School (middle), rated B. All sit in Fannin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 195 Ritchie Creek Rd, Blue Ridge, GA compare to other homes in Blue Ridge 30513?

Among the 8,528 homes in Blue Ridge 30513, it is worth more than 49% of them ($478,971 against a typical $485,410), its price per square foot is higher than 29% of them ($235 against a typical $290), it is bigger than 61% of them (2,040 ft² against a typical 1,730 ft²), its lot is bigger than 90% of them (6 ac against a typical 1.5 ac) and it is newer than 23% of them (1980 against a typical 1999). Measured against all of Fannin County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 195 Ritchie Creek Rd, Blue Ridge, GA?

The 2025 property tax bill for 195 Ritchie Creek Rd, Blue Ridge, GA was $1,156. The county assessed it at $127,419.

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See this home in context

Open 195 Ritchie Creek Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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