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Single Family ResidentialResidential
$50,387
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 25, 2026
Last sold for $14,500 on Sep 29, 2005

197 OLIVER LN

RUBY, SC 29741
0
Baths
2.16 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$50K
$37K low$63K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$14,500 · Sep 29, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$50,387
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$40,310

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$451 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$71,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyChesterfield
Lot (acres)The size of the land the home sits on, from county records.2.16

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ruby Elementary SchoolB+
Elementary · Grades PK–5 · 3.5 mi
M
Chesterfield-Ruby Middle SchoolD+
Middle · Grades 6–8 · 4.7 mi
H
Chesterfield High SchoolC-
High · Grades 9–12 · 7.6 mi

District: Chesterfield County School District

Neighborhood · ZIP 29741These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,556
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,542
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,254
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 Oliver Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Chesterfield County
  • Has a bigger lot than 66% of homes in Chesterfield County

What homes are worth in Ruby 29741

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$335K

This home is worth more than 13% of homes in Ruby 29741.

How it measures up in Ruby 29741

The dot is this home. The mark in the middle is the typical home in Ruby 29741.

Estimated value$50,387
CheaperTypical $106,424Pricier

Pricier than 13% of homes nearby

Lot size2.16 ac
SmallerTypical 1.63 acBigger

Bigger than 61% of homes nearby

How 197 Oliver Ln ranks against every home in each area.
MeasureThis homeRuby 29741Chesterfield County
Estimated valuepricier than$50,38713% of homes3% of homes
Lot sizebigger than2.16 ac61% of homes66% of homes

About 197 Oliver Ln

How much is 197 Oliver Ln, Ruby, SC worth?

The TopHap Estimate for 197 Oliver Ln, Ruby, SC is $50,387 as of Jun 25, 2026. The likely range is $37,280 to $63,494. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 Oliver Ln, Ruby, SC last sell?

197 Oliver Ln, Ruby, SC last sold on Sep 29, 2005 for $14,500, according to the county's recorded deed.

What schools serve 197 Oliver Ln, Ruby, SC?

197 Oliver Ln, Ruby, SC is assigned to Ruby Elementary School (elementary), rated B+; Chesterfield-Ruby Middle School (middle), rated D+; Chesterfield High School (high), rated C-. All sit in Chesterfield County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 Oliver Ln, Ruby, SC compare to other homes in Ruby 29741?

Among the 1,533 homes in Ruby 29741, it is worth more than 13% of them ($50,387 against a typical $106,424) and its lot is bigger than 61% of them (2.16 ac against a typical 1.63 ac). Measured against all of Chesterfield County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 Oliver Ln, Ruby, SC?

The 2025 property tax bill for 197 Oliver Ln, Ruby, SC was $451. The county assessed it at $2,850.

More homes on Oliver Ln

Closest homes

More homes in Ruby 29741

Assigned schools

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