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Single Family ResidenceResidential
$315,603$329 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

197 RIVER RUN

GILBERTVILLE, MA 01031
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$316K
$273K low$358K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$116,029
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$92,823
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$199,574
OCEANSIDE MORTGAGE CO · recorded Nov 4, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,393 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$258,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$215,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$298,585

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWORCESTER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.1.49
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hardwick Elementary SchoolC
Elementary · Grades KG–6 · 0.4 mi
H
Quabbin Regional High SchoolC
High · Grades 9–12 · 6.5 mi
M
Quabbin Regional Middle SchoolD+
Middle · Grades 7–8 · 6.5 mi

District: Quabbin School District

Neighborhood · ZIP 01031These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.775
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.78 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,759
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,313
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 River Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Worcester County
  • Costs more per square foot than 91% of homes in Gilbertville 01031
  • Smaller than 94% of homes in Gilbertville 01031
  • Has a bigger lot than 78% of homes in Worcester County
  • Newer than 76% of homes in Gilbertville 01031

What homes are worth in Gilbertville 01031

Each bar is how many homes fall in that price range. The marker is this home.

This home
$209K$777K

This home is worth more than 27% of homes in Gilbertville 01031.

How it measures up in Gilbertville 01031

The dot is this home. The mark in the middle is the typical home in Gilbertville 01031.

Estimated value$315,603
CheaperTypical $387,758Pricier

Pricier than 27% of homes nearby

Price per ft²$329
CheaperTypical $223Pricier

Pricier than 91% of homes nearby

Living area960 ft²
SmallerTypical 1,728 ft²Bigger

Bigger than 6% of homes nearby

Lot size1.49 ac
SmallerTypical 1.2 acBigger

Bigger than 58% of homes nearby

Year built1989
OlderTypical 1961Newer

Newer than 76% of homes nearby

How 197 River Run ranks against every home in each area.
MeasureThis homeGilbertville 01031Worcester County
Estimated valuepricier than$315,60327% of homes9% of homes
Price per ft²pricier than$32991% of homes62% of homes
Living areabigger than960 ft²6% of homes8% of homes
Lot sizebigger than1.49 ac58% of homes78% of homes
Year builtnewer than198976% of homes73% of homes

About 197 River Run

How much is 197 River Run, Gilbertville, MA worth?

The TopHap Estimate for 197 River Run, Gilbertville, MA is $315,603 as of Jul 14, 2026. The likely range is $273,075 to $358,131. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 197 River Run, Gilbertville, MA last sell?

197 River Run, Gilbertville, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 197 River Run, Gilbertville, MA?

197 River Run, Gilbertville, MA has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 1.49-acre lot.

When was 197 River Run, Gilbertville, MA built?

197 River Run, Gilbertville, MA was built in 1989, making it 37 years old. It is a ranch home. The building has 1 story.

What schools serve 197 River Run, Gilbertville, MA?

197 River Run, Gilbertville, MA is assigned to Hardwick Elementary School (elementary), rated C; Quabbin Regional High School (high), rated C; Quabbin Regional Middle School (middle), rated D+. All sit in Quabbin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 River Run, Gilbertville, MA compare to other homes in Gilbertville 01031?

Among the 249 homes in Gilbertville 01031, it is worth more than 27% of them ($315,603 against a typical $387,758), its price per square foot is higher than 91% of them ($329 against a typical $223), it is bigger than 6% of them (960 ft² against a typical 1,728 ft²), its lot is bigger than 58% of them (1.49 ac against a typical 1.2 ac) and it is newer than 76% of them (1989 against a typical 1961). Measured against all of Worcester County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 River Run, Gilbertville, MA?

The 2025 property tax bill for 197 River Run, Gilbertville, MA was $3,393. The county assessed it at $258,000.

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