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Duplex (2 Units, Any Combination)Residential
Last sold for $580,000 on Dec 21, 2021

197 RIVER ST

HAVERHILL, MA 01832
7
Beds
3 / 1
Baths
2,163 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,001 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$580,000 · Dec 21, 2021
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$559,625
NEW ENGLAND REGIONAL MORTGAGE CORP · recorded Dec 21, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$14,593
SECRETARY HOUSING URBAN DEVELOPMENT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,936 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$647,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$132,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$515,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$647,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Two Family
CountyEssex
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Consentino Middle SchoolC+
Middle · Grades 5–8 · 0.6 mi
H
Haverhill High SchoolC
High · Grades 9–12 · 1.5 mi
E
Bartlett School
Elementary · Grades KG–2 · 2.0 mi

District: Haverhill School District

Neighborhood · ZIP 01832These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,371
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,516
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

197 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 72% of homes in Haverhill 01832
  • Has a smaller lot than 97% of homes in Haverhill 01832
  • Older than 80% of homes in Haverhill 01832

How it measures up in Haverhill 01832

The dot is this home. The mark in the middle is the typical home in Haverhill 01832.

Living area2,163 ft²
SmallerTypical 1,687 ft²Bigger

Bigger than 72% of homes nearby

Lot size3,001 ft²
SmallerTypical 0.32 acBigger

Bigger than 3% of homes nearby

Year built1900
OlderTypical 1985Newer

Newer than 20% of homes nearby

How 197 River St ranks against every home in each area.
MeasureThis homeHaverhill 01832Essex County
Living areabigger than2,163 ft²72% of homes63% of homes
Lot sizebigger than3,001 ft²3% of homes3% of homes
Year builtnewer than190020% of homes20% of homes

About 197 River St

When did 197 River St, Haverhill, MA last sell?

197 River St, Haverhill, MA last sold on Dec 21, 2021 for $580,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 197 River St, Haverhill, MA?

197 River St, Haverhill, MA has 7 bedrooms, 3 bathrooms, 2,163 square feet of living space and a 0.07-acre lot.

When was 197 River St, Haverhill, MA built?

197 River St, Haverhill, MA was built in 1900, making it 126 years old. It is a two family home. The building has 3 stories.

What schools serve 197 River St, Haverhill, MA?

197 River St, Haverhill, MA is assigned to Consentino Middle School (middle), rated C+; Haverhill High School (high), rated C; Bartlett School (elementary). All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 197 River St, Haverhill, MA compare to other homes in Haverhill 01832?

Among the 7,094 homes in Haverhill 01832, it is bigger than 72% of them (2,163 ft² against a typical 1,687 ft²), its lot is bigger than 3% of them (3,001 ft² against a typical 0.32 ac) and it is newer than 20% of them (1900 against a typical 1985). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 197 River St, Haverhill, MA?

The 2025 property tax bill for 197 River St, Haverhill, MA was $6,936. The county assessed it at $647,600.

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