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Single Family ResidenceResidential
$384,035$390 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $384,900 on Jul 18, 2024

19985 RIVER DR

SHELBY, AL 35143
1
Baths
984 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$384K
$339K low$429K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$384,900 · Jul 18, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$114,605
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,684
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$269,430
TYNDALL FCU · recorded Jul 18, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,119 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,160 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$240,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyShelby
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.48
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shelby Elementary SchoolA
Elementary · Grades KG–5 · 6.4 mi
H
Shelby County High SchoolC-
High · Grades 9–12 · 8.7 mi
M
Columbiana Middle SchoolB-
Middle · Grades 6–8 · 9.7 mi

District: Shelby County School District

Neighborhood · ZIP 35143These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.186
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,929
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,071
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

19985 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Shelby Shores
  • Among the highest price per square foot in Shelby County
  • Smaller than 98% of homes in Shelby County
  • Has a smaller lot than 84% of homes in Shelby Shores
  • Among the oldest homes in Shelby County

What homes are worth in Shelby 35143

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$821K

This home is worth more than 67% of homes in Shelby 35143.

How it measures up in Shelby 35143

The dot is this home. The mark in the middle is the typical home in Shelby 35143.

Estimated value$384,035
CheaperTypical $293,438Pricier

Pricier than 67% of homes nearby

Price per ft²$390
CheaperTypical $177Pricier

Pricier than 97% of homes nearby

Living area984 ft²
SmallerTypical 1,630 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.48 ac
SmallerTypical 0.95 acBigger

Bigger than 22% of homes nearby

Year built1910
OlderTypical 1979Newer

Older than almost all homes nearby

How 19985 River Dr ranks against every home in each area.
MeasureThis homeShelby ShoresShelby 35143Shelby County
Estimated valuepricier than$384,03528% of homes67% of homes57% of homes
Price per ft²pricier than$39097% of homes97% of homesalmost all homes
Living areabigger than984 ft²4% of homes14% of homes2% of homes
Lot sizebigger than0.48 ac16% of homes22% of homes60% of homes
Year builtnewer than1910almost no homesalmost no homesalmost no homes

About 19985 River Dr

How much is 19985 River Dr, Shelby, AL worth?

The TopHap Estimate for 19985 River Dr, Shelby, AL is $384,035 as of Jul 14, 2026. The likely range is $339,205 to $428,865. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 19985 River Dr, Shelby, AL last sell?

19985 River Dr, Shelby, AL last sold on Jul 18, 2024 for $384,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 19985 River Dr, Shelby, AL?

19985 River Dr, Shelby, AL has 1 bathrooms, 984 square feet of living space and a 0.48-acre lot.

When was 19985 River Dr, Shelby, AL built?

19985 River Dr, Shelby, AL was built in 1910, making it 116 years old. The building has 1 story.

What schools serve 19985 River Dr, Shelby, AL?

19985 River Dr, Shelby, AL is assigned to Shelby Elementary School (elementary), rated A; Shelby County High School (high), rated C-; Columbiana Middle School (middle), rated B-. All sit in Shelby County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 19985 River Dr, Shelby, AL compare to other homes in Shelby 35143?

Among the 1,480 homes in Shelby 35143, it is worth more than 67% of them ($384,035 against a typical $293,438), its price per square foot is higher than 97% of them ($390 against a typical $177), it is bigger than 14% of them (984 ft² against a typical 1,630 ft²), its lot is bigger than 22% of them (0.48 ac against a typical 0.95 ac) and it is newer than almost none of them (1910 against a typical 1979). Measured against all of Shelby County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 19985 River Dr, Shelby, AL?

The 2024 property tax bill for 19985 River Dr, Shelby, AL was $2,119. The county assessed it at $48,160.

More homes on River Dr

Closest homes

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Assigned schools

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See this home in context

Open 19985 River Dron TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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