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Single Family ResidenceResidential
$595,234$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $575,000 on Aug 19, 2025

2 RUTHS DR

SAINT ALBANS, VT 05478
4
Beds
4 / 2
Baths
3,293 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$595K
$568K low$622K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$575,000 · Aug 19, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$595,234
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$476,187

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,593 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$282,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 05478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.14,695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.255 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,843
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,501
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

2 Ruths Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Franklin County
  • Costs less per square foot than 83% of homes in Saint Albans 05478
  • Bigger than 97% of homes in Franklin County
  • Has a bigger lot than 69% of homes in Saint Albans 05478
  • Older than 96% of homes in Saint Albans 05478

What homes are worth in Saint Albans 05478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$197K$801K

This home is worth more than 89% of homes in Saint Albans 05478.

How it measures up in Saint Albans 05478

The dot is this home. The mark in the middle is the typical home in Saint Albans 05478.

Estimated value$595,234
CheaperTypical $383,491Pricier

Pricier than 89% of homes nearby

Price per ft²$181
CheaperTypical $248Pricier

Pricier than 17% of homes nearby

Living area3,293 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 95% of homes nearby

Lot size1 ac
SmallerTypical 0.5 acBigger

Bigger than 69% of homes nearby

Year built1850
OlderTypical 1971Newer

Newer than 4% of homes nearby

How 2 Ruths Dr ranks against every home in each area.
MeasureThis homeSaint Albans 05478Franklin County
Estimated valuepricier than$595,23489% of homes91% of homes
Price per ft²pricier than$18117% of homes22% of homes
Living areabigger than3,293 ft²95% of homes97% of homes
Lot sizebigger than1 ac69% of homes45% of homes
Year builtnewer than18504% of homes5% of homes

About 2 Ruths Dr

How much is 2 Ruths Dr, Saint Albans, VT worth?

The TopHap Estimate for 2 Ruths Dr, Saint Albans, VT is $595,234 as of Jul 14, 2026. The likely range is $568,101 to $622,367. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 2 Ruths Dr, Saint Albans, VT last sell?

2 Ruths Dr, Saint Albans, VT last sold on Aug 19, 2025 for $575,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 2 Ruths Dr, Saint Albans, VT?

2 Ruths Dr, Saint Albans, VT has 4 bedrooms, 4 bathrooms, 3,293 square feet of living space and a 1.00-acre lot.

When was 2 Ruths Dr, Saint Albans, VT built?

2 Ruths Dr, Saint Albans, VT was built in 1850, making it 176 years old. The building has 2 stories.

How does 2 Ruths Dr, Saint Albans, VT compare to other homes in Saint Albans 05478?

Among the 5,402 homes in Saint Albans 05478, it is worth more than 89% of them ($595,234 against a typical $383,491), its price per square foot is higher than 17% of them ($181 against a typical $248), it is bigger than 95% of them (3,293 ft² against a typical 1,512 ft²), its lot is bigger than 69% of them (1 ac against a typical 0.5 ac) and it is newer than 4% of them (1850 against a typical 1971). Measured against all of Franklin County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 2 Ruths Dr, Saint Albans, VT?

The 2024 property tax bill for 2 Ruths Dr, Saint Albans, VT was $6,593. The county assessed it at $282,100.

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