Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$886,591$586 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

20 RIVER DR

PRAY, MT 59065
3
Beds
3 / 1
Baths
1,513 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.86 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$887K
$814K low$959K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$886,591
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$709,273

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,144 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$881,700 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$881,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$881,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.158 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyPark
Lot (acres)The size of the land the home sits on, from county records.0.86
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 360 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Arrowhead Elementary School
Elementary · Grades PK–4 · 1.4 mi
M
Arrowhead Middle School
Middle · Grades 5–8 · 1.4 mi
H
Park High SchoolC+
High · Grades 9–12 · 19.2 mi

District: Arrowhead Elementary School District

Neighborhood · ZIP 59065These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.171

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.68%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.90
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,722
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,729
Average tempThe average temperature here across a full year.30°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Pray 59065
  • Costs less per square foot than 79% of homes in Pray 59065
  • Has a smaller lot than 96% of homes in Pray 59065
  • Newer than 67% of homes in Park County

What homes are worth in Pray 59065

Each bar is how many homes fall in that price range. The marker is this home.

This home
$607K$4.3M

This home is worth more than 15% of homes in Pray 59065.

How it measures up in Pray 59065

The dot is this home. The mark in the middle is the typical home in Pray 59065.

Estimated value$886,591
CheaperTypical $1,517,908Pricier

Pricier than 15% of homes nearby

Price per ft²$586
CheaperTypical $798Pricier

Pricier than 21% of homes nearby

Living area1,513 ft²
SmallerTypical 1,656 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.86 ac
SmallerTypical 17.07 acBigger

Bigger than 4% of homes nearby

Year built1998
OlderTypical 1996Newer

Newer than 54% of homes nearby

How 20 River Dr ranks against every home in each area.
MeasureThis homePray 59065Park County
Estimated valuepricier than$886,59115% of homes68% of homes
Price per ft²pricier than$58621% of homes68% of homes
Living areabigger than1,513 ft²45% of homes60% of homes
Lot sizebigger than0.86 ac4% of homes51% of homes
Year builtnewer than199854% of homes67% of homes

About 20 River Dr

How much is 20 River Dr, Pray, MT worth?

The TopHap Estimate for 20 River Dr, Pray, MT is $886,591 as of Jul 14, 2026. The likely range is $814,365 to $958,817. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 20 River Dr, Pray, MT?

20 River Dr, Pray, MT has 3 bedrooms, 3 bathrooms, 1,513 square feet of living space and a 0.86-acre lot.

When was 20 River Dr, Pray, MT built?

20 River Dr, Pray, MT was built in 1998, making it 28 years old. It is a conventional home. The building has 1 story.

What schools serve 20 River Dr, Pray, MT?

20 River Dr, Pray, MT is assigned to Arrowhead Elementary School (elementary); Arrowhead Middle School (middle); Park High School (high), rated C+. All sit in Arrowhead Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 River Dr, Pray, MT compare to other homes in Pray 59065?

Among the 282 homes in Pray 59065, it is worth more than 15% of them ($886,591 against a typical $1,517,908), its price per square foot is higher than 21% of them ($586 against a typical $798), it is bigger than 45% of them (1,513 ft² against a typical 1,656 ft²), its lot is bigger than 4% of them (0.86 ac against a typical 17.07 ac) and it is newer than 54% of them (1998 against a typical 1996). Measured against all of Park County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 River Dr, Pray, MT?

The 2025 property tax bill for 20 River Dr, Pray, MT was $3,144. The county assessed it at $881,700.

More homes on River Dr

Closest homes

More homes in Pray 59065

Assigned schools

Explore the area

See this home in context

Open 20 River Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map