Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$927,926$1,036 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

22 RIVER DR

PRAY, MT 59065
3
Beds
3
Baths
896 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.84 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$928K
$767K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$742,926
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$594,341
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,000
STERLING SAVINGS BANK · recorded Mar 18, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,951 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$826,600 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$826,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$826,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.171 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyPark
Lot (acres)The size of the land the home sits on, from county records.0.84
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 248 ft²Porch · 374 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Arrowhead Elementary School
Elementary · Grades PK–4 · 1.4 mi
M
Arrowhead Middle School
Middle · Grades 5–8 · 1.4 mi
H
Park High SchoolC+
High · Grades 9–12 · 19.2 mi

District: Arrowhead Elementary School District

Neighborhood · ZIP 59065These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.171

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.68%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.90
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,722
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,729
Average tempThe average temperature here across a full year.30°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

22 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Pray 59065
  • Costs more per square foot than 91% of homes in Park County
  • Smaller than 84% of homes in Pray 59065
  • Has a smaller lot than 96% of homes in Pray 59065
  • Newer than 76% of homes in Park County

What homes are worth in Pray 59065

Each bar is how many homes fall in that price range. The marker is this home.

This home
$607K$4.3M

This home is worth more than 18% of homes in Pray 59065.

How it measures up in Pray 59065

The dot is this home. The mark in the middle is the typical home in Pray 59065.

Estimated value$927,926
CheaperTypical $1,517,908Pricier

Pricier than 18% of homes nearby

Price per ft²$1036
CheaperTypical $798Pricier

Pricier than 70% of homes nearby

Living area896 ft²
SmallerTypical 1,656 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.84 ac
SmallerTypical 17.07 acBigger

Bigger than 4% of homes nearby

Year built2004
OlderTypical 1996Newer

Newer than 63% of homes nearby

How 22 River Dr ranks against every home in each area.
MeasureThis homePray 59065Park County
Estimated valuepricier than$927,92618% of homes71% of homes
Price per ft²pricier than$103670% of homes91% of homes
Living areabigger than896 ft²16% of homes17% of homes
Lot sizebigger than0.84 ac4% of homes51% of homes
Year builtnewer than200463% of homes76% of homes

About 22 River Dr

How much is 22 River Dr, Pray, MT worth?

The TopHap Estimate for 22 River Dr, Pray, MT is $927,926 as of Jul 14, 2026. The likely range is $767,371 to $1,088,481. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 22 River Dr, Pray, MT?

22 River Dr, Pray, MT has 3 bedrooms, 3 bathrooms, 896 square feet of living space and a 0.84-acre lot.

When was 22 River Dr, Pray, MT built?

22 River Dr, Pray, MT was built in 2004, making it 22 years old. It is a ranch home. The building has 1 story.

What schools serve 22 River Dr, Pray, MT?

22 River Dr, Pray, MT is assigned to Arrowhead Elementary School (elementary); Arrowhead Middle School (middle); Park High School (high), rated C+. All sit in Arrowhead Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 22 River Dr, Pray, MT compare to other homes in Pray 59065?

Among the 282 homes in Pray 59065, it is worth more than 18% of them ($927,926 against a typical $1,517,908), its price per square foot is higher than 70% of them ($1036 against a typical $798), it is bigger than 16% of them (896 ft² against a typical 1,656 ft²), its lot is bigger than 4% of them (0.84 ac against a typical 17.07 ac) and it is newer than 63% of them (2004 against a typical 1996). Measured against all of Park County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 22 River Dr, Pray, MT?

The 2025 property tax bill for 22 River Dr, Pray, MT was $2,951. The county assessed it at $826,600.

More homes on River Dr

Closest homes

More homes in Pray 59065

Assigned schools

Explore the area

See this home in context

Open 22 River Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map