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Single Family ResidenceResidential
$623,211$355 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $107,500 on Mar 1, 1989

20 ROCK RIDGE RD

SHELTON, CT 06484
3
Beds
2.5
Baths
1,756 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.97 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$623K
$550K low$696K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$107,500 · Mar 1, 1989
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$350,611
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$280,489
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$193,000
WEBSTER BANK · recorded Sep 2, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$79,600
WEBSTER BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,500 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$292,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$105,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$186,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$292,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$204,575

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
Lot (acres)The size of the land the home sits on, from county records.1.97
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Oil
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elizabeth Shelton SchoolA
Elementary · Grades KG–4 · 0.4 mi
M
Intermediate SchoolC-
Middle · Grades 7–8 · 1.1 mi
H
Shelton High SchoolB
High · Grades 9–12 · 1.1 mi

District: Shelton School District

Neighborhood · ZIP 06484These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.42,361
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,325 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,353
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,621
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

20 Rock Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Naugatuck Valley County
  • Costs more per square foot than 90% of homes in Naugatuck Valley County
  • Has a bigger lot than 97% of homes in Shelton 06484
  • Newer than 66% of homes in Naugatuck Valley County

What homes are worth in Shelton 06484

Each bar is how many homes fall in that price range. The marker is this home.

This home
$271K$1.1M

This home is worth more than 62% of homes in Shelton 06484.

How it measures up in Shelton 06484

The dot is this home. The mark in the middle is the typical home in Shelton 06484.

Estimated value$623,211
CheaperTypical $576,229Pricier

Pricier than 62% of homes nearby

Price per ft²$355
CheaperTypical $324Pricier

Pricier than 66% of homes nearby

Living area1,756 ft²
SmallerTypical 1,684 ft²Bigger

Bigger than 54% of homes nearby

Lot size1.97 ac
SmallerTypical 0.9 acBigger

Bigger than 97% of homes nearby

Year built1981
OlderTypical 1976Newer

Newer than 59% of homes nearby

How 20 Rock Ridge Rd ranks against every home in each area.
MeasureThis homeShelton 06484Naugatuck Valley County
Estimated valuepricier than$623,21162% of homes85% of homes
Price per ft²pricier than$35566% of homes90% of homes
Living areabigger than1,756 ft²54% of homes63% of homes
Lot sizebigger than1.97 ac97% of homes91% of homes
Year builtnewer than198159% of homes66% of homes

About 20 Rock Ridge Rd

How much is 20 Rock Ridge Rd, Shelton, CT worth?

The TopHap Estimate for 20 Rock Ridge Rd, Shelton, CT is $623,211 as of Jul 14, 2026. The likely range is $550,413 to $696,009. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 20 Rock Ridge Rd, Shelton, CT last sell?

20 Rock Ridge Rd, Shelton, CT last sold on Mar 1, 1989 for $107,500, according to the county's recorded deed.

How big is 20 Rock Ridge Rd, Shelton, CT?

20 Rock Ridge Rd, Shelton, CT has 3 bedrooms, 2.5 bathrooms, 1,756 square feet of living space and a 1.97-acre lot.

When was 20 Rock Ridge Rd, Shelton, CT built?

20 Rock Ridge Rd, Shelton, CT was built in 1981, making it 45 years old. It is a ranch home. The building has 1 story.

What schools serve 20 Rock Ridge Rd, Shelton, CT?

20 Rock Ridge Rd, Shelton, CT is assigned to Elizabeth Shelton School (elementary), rated A; Intermediate School (middle), rated C-; Shelton High School (high), rated B. All sit in Shelton School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 20 Rock Ridge Rd, Shelton, CT compare to other homes in Shelton 06484?

Among the 14,545 homes in Shelton 06484, it is worth more than 62% of them ($623,211 against a typical $576,229), its price per square foot is higher than 66% of them ($355 against a typical $324), it is bigger than 54% of them (1,756 ft² against a typical 1,684 ft²), its lot is bigger than 97% of them (1.97 ac against a typical 0.9 ac) and it is newer than 59% of them (1981 against a typical 1976). Measured against all of Naugatuck Valley County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 20 Rock Ridge Rd, Shelton, CT?

The 2025 property tax bill for 20 Rock Ridge Rd, Shelton, CT was $5,500. The county assessed it at $292,250.

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